Juniata Valley Financial (JUVF) Provision for Credit Losses (2009 - 2026)
Juniata Valley Financial's Provision for Credit Losses came in at $186,000 for Q3 2026, down 13.9% from $216,000 a year earlier and down 50.5% from the prior quarter.
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Analysis
Juniata Valley Financial (JUVF) Provision for Credit Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Juniata Valley Financial reported Provision for Credit Losses of $996,000, up 36.1% year-over-year; for FY2025, it came in at $923,000, up 72.8% from FY2024.
- Provision for Credit Losses has increased in each of the last three years, with a five-year compound annual growth rate of 5.1% (FY2020 to FY2025).
- Going back by year, Provision for Credit Losses was $534,000 in FY2024 (+6.8%), $500,000 in FY2023 (+9.9%), $455,000 in FY2022 and -$769,000 in FY2021.
- The five-year range for quarterly Provision for Credit Losses is -$233,000 (Q4 2021) to $376,000 (Q2 2026).
- Year-over-year, Provision for Credit Losses increased in four of the last eight quarters, with growth averaging 64.2%.
- The fastest year-over-year change in Provision for Credit Losses over five years came in Q1 2023 (growth of 767.9%), and the weakest in Q2 2023 (a decline of 78.8%).
- Business Quant data shows JUVF's Provision for Credit Losses at $376,000 (Q2 2026), $180,000 (Q1 2026) and $254,000 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Juniata Valley Financial | 81.71 Mn | 26.62 Mn | - | 186,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 186,000.00 |
| Jun 30, 2026 | 376,000.00 |
| Mar 31, 2026 | 180,000.00 |
| Dec 31, 2025 | 254,000.00 |
| Sep 30, 2025 | 216,000.00 |
| Jun 30, 2025 | 349,000.00 |
| Mar 31, 2025 | 104,000.00 |
| Dec 31, 2024 | 63,000.00 |
| Sep 30, 2024 | 232,000.00 |
| Jun 30, 2024 | 119,000.00 |
| Mar 31, 2024 | 120,000.00 |
| Dec 31, 2023 | 89,000.00 |
| Sep 30, 2023 | 121,000.00 |
| Jun 30, 2023 | 47,000.00 |
| Mar 31, 2023 | 243,000.00 |
| Dec 31, 2022 | 105,000.00 |
| Sep 30, 2022 | 100,000.00 |
| Jun 30, 2022 | 222,000.00 |
| Mar 31, 2022 | 28,000.00 |
| Dec 31, 2021 | -233,000.00 |
API Access
Juniata Valley Financial Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=JUVF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "JUVF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=JUVF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();