Navient (JSM) Times Interest Earned (2013 - 2026)

Navient's Times Interest Earned history runs 14 years deep, the most recent figure standing at $1.05 for Q1 2026.

• On a quarterly basis, Times Interest Earned rose 6.17% year-over-year to $1.05 in Q1 2026; TTM through Mar 2026 was $0.96, a 8.35% decrease from a year earlier, with the FY2025 full-year figure at $0.96, down 9.12% from the prior year.
• Times Interest Earned advanced to $1.05 in Q1 2026 per JSM's latest filing, from $0.99 in the prior quarter.
• Across five years, Times Interest Earned topped out at $2.11 in Q1 2022 and bottomed at -$3.03 in Q3 2025.
• The 5-year median for Times Interest Earned is $1.1 (2023), against an average of $0.96.
• Across the five-year window, Times Interest Earned soared 55.67% in 2024 and tumbled 367.4% in 2025, its largest moves.
• Year by year, Times Interest Earned stood at $1.14 in 2022, then decreased by 15.65% to $0.96 in 2023, then surged by 55.67% to $1.5 in 2024, then sank by 34.11% to $0.99 in 2025, then climbed by 6.65% to $1.05 in 2026.
• Per Business Quant, the three latest JSM Times Interest Earned figures stand at $1.05 (Q1 2026), $0.99 (Q4 2025), and -$3.03 (Q3 2025).