Navient (JSM) Times Interest Earned (2013 - 2026)

Navient has reported Times Interest Earned for 14 years, with the latest figure at 1.07 in Q2 2026.

• On a quarterly basis, Times Interest Earned rose 4.08% year-over-year to 1.07 in Q2 2026; TTM through Jun 2026 was 0.98, a 3.92% decrease from a year earlier, with the FY2025 full-year figure at 0.96, down 9.12% from the prior year.
• Times Interest Earned was 1.07 for Q2 2026 at Navient, up from 1.06 in the prior quarter.
• The five-year high for Times Interest Earned was 2.15 in Q1 2022, with the low at 0.82 in Q3 2025.
• Average Times Interest Earned over 5 years is 1.15, with a median of 1.06 recorded in 2024.
• The sharpest annual moves came in 2022 and 2023: Times Interest Earned rose 17.53% in 2022, then tumbled 45.46% in 2023.
• Over 5 years, Times Interest Earned stood at 1.14 in 2022, then retreated by 15.88% to 0.96 in 2023, then grew by 7.79% to 1.04 in 2024, then decreased by 4.53% to 0.99 in 2025, then rose by 8.17% to 1.07 in 2026.
• The last three Times Interest Earned figures came in at 1.07 (Q2 2026), 1.06 (Q1 2026), and 0.99 (Q4 2025), per Business Quant data.