Navient (JSM) Retained Earnings (2016 - 2026)

Navient has reported Retained Earnings for 11 years, with the latest figure at $4.6 billion in Q2 2026.

• On a quarterly basis, Retained Earnings fell 2.4% year-over-year to $4.6 billion in Q2 2026; TTM through Jun 2026 was $4.6 billion, a 2.4% decrease from a year earlier, with the FY2025 full-year figure at $4.6 billion, down 3.09% from the prior year.
• Retained Earnings was $4.6 billion for Q2 2026 at Navient, roughly flat from $4.6 billion in the prior quarter.
• The five-year high for Retained Earnings was $4.7 billion in Q2 2024, with the low at $4.2 billion in Q1 2022.
• Average Retained Earnings over 5 years is $4.6 billion, with a median of $4.6 billion recorded in 2023.
• The sharpest annual moves came in 2022 and 2025: Retained Earnings advanced 13.99% in 2022, then slipped 3.09% in 2025.
• Over 5 years, Retained Earnings stood at $4.5 billion in 2022, then advanced by 3.3% to $4.6 billion in 2023, then grew by 1.27% to $4.7 billion in 2024, then retreated by 3.09% to $4.6 billion in 2025, then increased by 0.22% to $4.6 billion in 2026.
• The last three Retained Earnings figures came in at $4.6 billion (Q2 2026), $4.6 billion (Q1 2026), and $4.6 billion (Q4 2025), per Business Quant data.