Navient (JSM) Retained Earnings (2016 - 2026)
Navient (JSM) recorded Retained Earnings of $4.56 billion in Q2 2026, down 2.4% from $4.67 billion a year earlier but up 0.2% from the prior quarter.
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Analysis
Navient (JSM) Retained Earnings (2016 - 2026) Analysis & Trends
At the end of FY2025, Navient reported Retained Earnings of $4.55 billion, down 3.1% from FY2024.
- Annual Retained Earnings has a five-year compound annual growth rate of 6.4% (FY2020 to FY2025).
- Across earlier years, Retained Earnings came in at $4.7 billion in FY2024 (+1.3%), $4.64 billion in FY2023 (+3.3%), $4.49 billion in FY2022 (+14.0%) and $3.94 billion in FY2021 (+18.3%).
- Quarterly Retained Earnings has ranged from $3.94 billion in Q4 2021 to $4.71 billion in Q2 2024 over the past five years.
- On a year-over-year basis, Retained Earnings has declined for six consecutive quarters, with an average decline of 1.3% over the last eight quarters.
- Peak year-over-year performance for Retained Earnings in the last five years was growth of 25.2% in Q3 2021, against a decline of 3.1% in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $4.55 billion (Q1 2026), $4.55 billion (Q4 2025) and $4.57 billion (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.56 Bn |
| Mar 31, 2026 | 4.55 Bn |
| Dec 31, 2025 | 4.55 Bn |
| Sep 30, 2025 | 4.57 Bn |
| Jun 30, 2025 | 4.67 Bn |
| Mar 31, 2025 | 4.68 Bn |
| Dec 31, 2024 | 4.70 Bn |
| Sep 30, 2024 | 4.69 Bn |
| Jun 30, 2024 | 4.71 Bn |
| Mar 31, 2024 | 4.69 Bn |
| Dec 31, 2023 | 4.64 Bn |
| Sep 30, 2023 | 4.69 Bn |
| Jun 30, 2023 | 4.63 Bn |
| Mar 31, 2023 | 4.58 Bn |
| Dec 31, 2022 | 4.49 Bn |
| Sep 30, 2022 | 4.41 Bn |
| Jun 30, 2022 | 4.32 Bn |
| Mar 31, 2022 | 4.17 Bn |
| Dec 31, 2021 | 3.94 Bn |
| Sep 30, 2021 | 3.98 Bn |
API Access
Navient Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();