Navient (JSM) Restructuring Costs (2013 - 2026)
Navient (JSM) posted Restructuring Costs of $18.0 million for Q2 2026, down 14.29% on a QoQ basis from $21.0 million in Q1 2026, and down 10.0% year-over-year from $20.0 million in Q2 2025.
Analysis
Navient (JSM) Restructuring Costs (2013 - 2026) Analysis & Trends
Navient has reported Restructuring Costs for 12 years, with the latest figure at $18.0 million in Q2 2026.
- On a quarterly basis, Restructuring Costs fell 10.0% year-over-year to $18.0 million in Q2 2026; TTM through Jun 2026 was $80.0 million, a 19.19% decrease from a year earlier, with the FY2025 full-year figure at $87.0 million, down 20.18% from the prior year.
- Restructuring Costs was $18.0 million for Q2 2026 at Navient, down from $21.0 million in the prior quarter.
- The five-year high for Restructuring Costs was $119.0 million in Q4 2023, with the low at $3.0 million in Q1 2022.
- Average Restructuring Costs over 5 years is $24.2 million, with a median of $21.0 million recorded in 2022.
- The largest YoY upside for Restructuring Costs was 981.82% in 2023 against a maximum downside of 80.95% in 2023.
- Over 5 years, Restructuring Costs stood at $11.0 million in 2022, then soared by 981.82% to $119.0 million in 2023, then plunged by 76.47% to $28.0 million in 2024, then slipped by 28.57% to $20.0 million in 2025, then retreated by 10.0% to $18.0 million in 2026.
- The last three Restructuring Costs figures came in at $18.0 million (Q2 2026), $21.0 million (Q1 2026), and $20.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.00 Mn |
| Mar 31, 2026 | 21.00 Mn |
| Dec 31, 2025 | 20.00 Mn |
| Sep 30, 2025 | 21.00 Mn |
| Jun 30, 2025 | 20.00 Mn |
| Mar 31, 2025 | 25.00 Mn |
| Dec 31, 2024 | 28.00 Mn |
| Sep 30, 2024 | 26.00 Mn |
| Jun 30, 2024 | 24.00 Mn |
| Mar 31, 2024 | 31.00 Mn |
| Dec 31, 2023 | 119.00 Mn |
| Sep 30, 2023 | 4.00 Mn |
| Jun 30, 2023 | 15.00 Mn |
| Mar 31, 2023 | 4.00 Mn |
| Dec 31, 2022 | 11.00 Mn |
| Sep 30, 2022 | 21.00 Mn |
| Mar 31, 2022 | 3.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Jun 30, 2021 | 2.00 Mn |
| Mar 31, 2021 | 6.00 Mn |