Navient JSM
NASDAQ JSM
$18.15 +0.07 (+0.36%)
As of: Sep 8, 2026 · 12:56 PM EDT

Navient (JSM) Payout Ratio (2017 - 2026)

Navient (JSM) posted Payout Ratio of 0.6 for Q2 2026, down 32.0% on a QoQ basis from 0.88 in Q1 2026, and down 47.5% year-over-year from 1.14 in Q2 2025.

Analysis

Navient (JSM) Payout Ratio (2017 - 2026) Analysis & Trends

Navient has reported Payout Ratio for 10 years, with the latest figure at 0.6 in Q2 2026.

  • On a quarterly basis, Payout Ratio fell 47.5% year-over-year to 0.6 in Q2 2026; TTM through Jun 2026 was 1.3, a 165.86% decrease from a year earlier, with the FY2025 full-year figure at 0.81, down 251.15% from the prior year.
  • Payout Ratio was 0.6 for Q2 2026 at Navient, down from 0.88 in the prior quarter.
  • The five-year high for Payout Ratio was 1.14 in Q2 2025, with the low at 9.0 in Q3 2024.
  • Average Payout Ratio over 5 years is 0.97, with a median of 0.21 recorded in 2022.
  • The largest YoY upside for Payout Ratio was 211.84% in 2024 against a maximum downside of 3842.11% in 2024.
  • Over 5 years, Payout Ratio stood at 0.21 in 2022, then plunged by 402.27% to 0.63 in 2023, then surged by 211.84% to 0.71 in 2024, then plunged by 805.88% to 5.0 in 2025, then surged by 112.0% to 0.6 in 2026.
  • The last three Payout Ratio figures came in at 0.6 (Q2 2026), 0.88 (Q1 2026), and 5.0 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 26.19 Bn 9.99 Bn -
2 Affirm Holdings 23.96 Bn 22.33 Bn -
3 FirstCash Holdings 10.07 Bn 9.90 Bn 533.67 Mn
4 Credit Acceptance 6.22 Bn 5.73 Bn 569.30 Mn
5 Enova International 5.64 Bn 5.51 Bn 568.07 Mn
6 Slm 5.00 Bn 202.28 Mn -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn
8 StoneCo 2.69 Bn 1.07 Bn 308.97 Mn
9 Ezcorp 2.07 Bn 1.75 Bn 246.19 Mn
10 Navient 1.71 Bn 337.11 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.60
Mar 31, 2026 0.88
Dec 31, 2025 -5.00
Sep 30, 2025 -0.19
Jun 30, 2025 1.14
Mar 31, 2025 -8.00
Dec 31, 2024 0.71
Sep 30, 2024 -9.00
Jun 30, 2024 0.47
Mar 31, 2024 0.25
Dec 31, 2023 -0.63
Sep 30, 2023 0.24
Jun 30, 2023 0.29
Mar 31, 2023 0.19
Dec 31, 2022 0.21
Sep 30, 2022 0.21
Jun 30, 2022 0.13
Mar 31, 2022 0.09
Dec 31, 2021 -2.27
Sep 30, 2021 0.15