Navient (JSM) Net Margin (2013 - 2026)
Navient (JSM) reported Net Margin of 16.67% for Q2 2026, up 7.69 percentage points from 8.97% a year earlier and up 5.48 percentage points from the prior quarter.
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Analysis
Navient (JSM) Net Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's Net Margin came in at -8.17%, down 11.82 percentage points year-over-year; for FY2025, it was -13.11%, down 24.49 percentage points from FY2024.
- Net Margin has declined for three consecutive years, with a five-year change of -37.61 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 11.37% in FY2024 (-6.57 pp), 17.94% in FY2023 (-19.19 pp), 37.13% in FY2022 (+3.60 pp) and 33.54% in FY2021 (+9.04 pp).
- The Q2 2026 figure ranks as the highest quarterly Net Margin since Q1 2024.
- Year over year, Net Margin gained in three of the last eight quarters, with an average year-over-year change of -9.42 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2022 (a gain of 33.92 percentage points); the low point was Q3 2025 (a drop of 52.91 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 11.18% (Q1 2026), -3.65% (Q4 2025) and -53.42% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.67% |
| Mar 31, 2026 | 11.18% |
| Dec 31, 2025 | -3.65% |
| Sep 30, 2025 | -53.42% |
| Jun 30, 2025 | 8.97% |
| Mar 31, 2025 | -1.28% |
| Dec 31, 2024 | 10.76% |
| Sep 30, 2024 | -0.51% |
| Jun 30, 2024 | 14.57% |
| Mar 31, 2024 | 25.44% |
| Dec 31, 2023 | -12.61% |
| Sep 30, 2023 | 18.72% |
| Jun 30, 2023 | 21.50% |
| Mar 31, 2023 | 34.47% |
| Dec 31, 2022 | 31.63% |
| Sep 30, 2022 | 26.92% |
| Jun 30, 2022 | 39.56% |
| Mar 31, 2022 | 45.54% |
| Dec 31, 2021 | -2.30% |
| Sep 30, 2021 | 35.02% |
API Access
Navient Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();