Navient (JSM) Net Margin (2013 - 2026)

Navient has reported Net Margin for 14 years, with the latest figure at 14.12% in Q2 2026.

• On a quarterly basis, Net Margin rose 687.0% year-over-year to 14.12% in Q2 2026; TTM through Jun 2026 was 6.23%, a 957.0% decrease from a year earlier, with the FY2025 full-year figure at 9.86%, down 2123.0% from the prior year.
• Net Margin was 14.12% for Q2 2026 at Navient, up from 9.04% in the prior quarter.
• The five-year high for Net Margin was 45.54% in Q1 2022, with the low at 40.0% in Q3 2025.
• Average Net Margin over 5 years is 13.48%, with a median of 14.35% recorded in 2024.
• The sharpest annual moves came in 2022 and 2023: Net Margin surged 3392 bps in 2022, then tumbled 4514 bps in 2023.
• Over 5 years, Net Margin stood at 31.63% in 2022, then tumbled by 143 bps to 13.51% in 2023, then soared by 180 bps to 10.76% in 2024, then sank by 116 bps to 1.72% in 2025, then surged by 919 bps to 14.12% in 2026.
• The last three Net Margin figures came in at 14.12% (Q2 2026), 9.04% (Q1 2026), and 1.72% (Q4 2025), per Business Quant data.