Navient (JSM) Net Margin (2013 - 2026)

Navient's Net Margin history runs 14 years deep, the most recent figure standing at 10.56% for Q1 2026.

• On a quarterly basis, Net Margin rose 1169.0% year-over-year to 10.56% in Q1 2026; TTM through Mar 2026 was 4.93%, a 746.0% decrease from a year earlier, with the FY2025 full-year figure at 11.13%, down 2302.0% from the prior year.
• Net Margin rose to 10.56% in Q1 2026 per JSM's latest filing, from 6.5% in the prior quarter.
• Across five years, Net Margin topped out at 46.45% in Q1 2022 and bottomed at 14.85% in Q4 2023.
• The 5-year median for Net Margin is 14.57% (2024), against an average of 15.04%.
• Across the five-year window, Net Margin surged 2103 bps in 2022 and slumped 4939 bps in 2023, its largest moves.
• Year by year, Net Margin stood at 34.54% in 2022, then sank by 143 bps to 14.85% in 2023, then jumped by 123 bps to 3.34% in 2024, then sank by 294 bps to 6.5% in 2025, then surged by 262 bps to 10.56% in 2026.
• Per Business Quant, the three latest JSM Net Margin figures stand at 10.56% (Q1 2026), 6.5% (Q4 2025), and 10.42% (Q3 2025).