Navient (JSM) Net Margin (2013 - 2026)
Navient (JSM) posted quarterly Net Margin of 10.56% for Q1 2026, up 1169.0% year-over-year from 0.83% in Q1 2025, and up 262.45% quarter-over-quarter from 6.5% in Q4 2025.
Navient (JSM) Net Margin (2013 - 2026) Analysis & Trends
Navient's Net Margin history runs 14 years deep, the most recent figure standing at 10.56% for Q1 2026.
- In Q1 2026, Net Margin rose 1169.0% year-over-year to 10.56%; the TTM figure through Mar 2026 stood at 4.93% (down 841.0% YoY), while the FY2025 annual figure was 11.13%, down 2302.0% from the prior year.
- Net Margin for Q1 2026 stood at 10.56%, up from 6.5% in the prior quarter.
- The five-year high for Net Margin was 46.45% in Q1 2022, with the low at 11.11% in Q4 2023.
- The 5-year median for Net Margin is 14.57% (2024), against an average of 15.85%.
- The sharpest annual moves came in 2023 and 2024: Net Margin slumped 4565 bps in 2023, then surged 2456 bps in 2024.
- Navient's Net Margin stood at 34.54% in 2022, then sank by 132 bps to 11.11% in 2023, then surged by 221 bps to 13.45% in 2024, then sank by 148 bps to 6.5% in 2025, then jumped by 262 bps to 10.56% in 2026.
- Business Quant data shows JSM's Net Margin at 10.56% in Q1 2026, 6.5% in Q4 2025, and 10.42% in Q3 2025.
Peer Comparison
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 14.12% |
| Mar 31, 2026 | 10.56% |
| Dec 31, 2025 | -6.50% |
| Sep 30, 2025 | -10.42% |
| Jun 30, 2025 | 7.25% |
| Mar 31, 2025 | -1.13% |
| Dec 31, 2024 | 13.45% |
| Sep 30, 2024 | -0.18% |
| Jun 30, 2024 | 14.57% |
| Mar 31, 2024 | 25.44% |
| Dec 31, 2023 | -11.11% |
| Sep 30, 2023 | 18.59% |
| Jun 30, 2023 | 25.19% |
| Mar 31, 2023 | 36.27% |
| Dec 31, 2022 | 34.54% |
| Sep 30, 2022 | 26.92% |
| Jun 30, 2022 | 39.56% |
| Mar 31, 2022 | 46.45% |
| Dec 31, 2021 | 11.48% |
| Sep 30, 2021 | 39.23% |