Navient (JSM) Loans - Net (2013 - 2026)
Navient (JSM) posted Loans - Net of $41.2 billion for Q2 2026, down 1.15% on a QoQ basis from $41.6 billion in Q1 2026, and up 38.95% year-over-year from $29.6 billion in Q2 2025.
Analysis
Navient (JSM) Loans - Net (2013 - 2026) Analysis & Trends
Navient has reported Loans - Net for 14 years, with the latest figure at $41.2 billion in Q2 2026.
- On a quarterly basis, Loans - Net rose 38.95% year-over-year to $41.2 billion in Q2 2026; TTM through Jun 2026 was $41.2 billion, a 38.95% increase from a year earlier, with the FY2025 full-year figure at $43.6 billion, down 6.39% from the prior year.
- Loans - Net was $41.2 billion for Q2 2026 at Navient, down from $41.6 billion in the prior quarter.
- The five-year high for Loans - Net was $62.3 billion in Q4 2022, with the low at $29.6 billion in Q2 2025.
- Average Loans - Net over 5 years is $42.4 billion, with a median of $41.9 billion recorded in 2023.
- The sharpest annual moves came in 2024 and 2026: Loans - Net retreated 20.36% in 2024, then jumped 38.95% in 2026.
- Over 5 years, Loans - Net stood at $62.3 billion in 2022, then dropped by 11.92% to $54.8 billion in 2023, then slipped by 15.06% to $46.6 billion in 2024, then declined by 6.39% to $43.6 billion in 2025, then decreased by 5.59% to $41.2 billion in 2026.
- The last three Loans - Net figures came in at $41.2 billion (Q2 2026), $41.6 billion (Q1 2026), and $43.6 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 91.90 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 9.00 Bn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 19.53 Bn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 41.15 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.15 Bn |
| Mar 31, 2026 | 41.63 Bn |
| Dec 31, 2025 | 43.59 Bn |
| Sep 30, 2025 | 42.92 Bn |
| Jun 30, 2025 | 29.62 Bn |
| Mar 31, 2025 | 30.24 Bn |
| Dec 31, 2024 | 46.57 Bn |
| Sep 30, 2024 | 31.52 Bn |
| Jun 30, 2024 | 32.94 Bn |
| Mar 31, 2024 | 35.88 Bn |
| Dec 31, 2023 | 54.83 Bn |
| Sep 30, 2023 | 39.58 Bn |
| Jun 30, 2023 | 40.85 Bn |
| Mar 31, 2023 | 42.15 Bn |
| Dec 31, 2022 | 62.25 Bn |
| Sep 30, 2022 | 46.89 Bn |
| Jun 30, 2022 | 49.21 Bn |
| Mar 31, 2022 | 51.01 Bn |
| Dec 31, 2021 | 72.81 Bn |
| Sep 30, 2021 | 54.35 Bn |