Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) Loans - Loss Allowance (2013 - 2026)

Navient (JSM) posted Loans - Loss Allowance of $426.0 million for Q2 2026, down 11.06% on a QoQ basis from $479.0 million in Q1 2026, and down 19.62% year-over-year from $530.0 million in Q2 2025.

Analysis

Navient (JSM) Loans - Loss Allowance (2013 - 2026) Analysis & Trends

Navient has reported Loans - Loss Allowance for 14 years, with the latest figure at $426.0 million in Q2 2026.

  • On a quarterly basis, Loans - Loss Allowance fell 19.62% year-over-year to $426.0 million in Q2 2026; TTM through Jun 2026 was $426.0 million, a 19.62% decrease from a year earlier, with the FY2025 full-year figure at $537.0 million, down 13.53% from the prior year.
  • Loans - Loss Allowance was $426.0 million for Q2 2026 at Navient, down from $479.0 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $1.2 billion in Q1 2022, with the low at $426.0 million in Q2 2026.
  • Average Loans - Loss Allowance over 5 years is $766.2 million, with a median of $715.5 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance fell 4.32% in 2022, then decreased 26.5% in 2023.
  • Over 5 years, Loans - Loss Allowance stood at $1.0 billion in 2022, then declined by 18.59% to $832.0 million in 2023, then slipped by 25.36% to $621.0 million in 2024, then fell by 13.53% to $537.0 million in 2025, then fell by 20.67% to $426.0 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $426.0 million (Q2 2026), $479.0 million (Q1 2026), and $537.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 10.31 Bn
2 Affirm Holdings 24.16 Bn 22.53 Bn - 563.30 Mn
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn -
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn -
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn -
6 Slm 4.96 Bn 160.79 Mn - -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 2.08 Bn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn -
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn -
10 Navient 1.71 Bn 340.86 Mn - 426.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 426.00 Mn
Mar 31, 2026 479.00 Mn
Dec 31, 2025 537.00 Mn
Sep 30, 2025 592.00 Mn
Jun 30, 2025 530.00 Mn
Mar 31, 2025 579.00 Mn
Dec 31, 2024 621.00 Mn
Sep 30, 2024 651.00 Mn
Jun 30, 2024 687.00 Mn
Mar 31, 2024 744.00 Mn
Dec 31, 2023 832.00 Mn
Sep 30, 2023 845.00 Mn
Jun 30, 2023 857.00 Mn
Mar 31, 2023 920.00 Mn
Dec 31, 2022 1.02 Bn
Sep 30, 2022 1.09 Bn
Jun 30, 2022 1.17 Bn
Mar 31, 2022 1.22 Bn
Dec 31, 2021 1.27 Bn
Sep 30, 2021 1.25 Bn