Navient (JSM) Loans - Loss Allowance (2013 - 2026)

Navient has reported Loans - Loss Allowance for 14 years, with the latest figure at $479.0 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 17.27% year-over-year to $479.0 million; the trailing twelve-month figure through Mar 2026 stood at $479.0 million (down 17.27% YoY), and the FY2025 full-year result was $537.0 million, down 13.53% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $479.0 million, down from $537.0 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $1.2 billion in Q1 2022, with the low at $479.0 million in Q1 2026.
• Average Loans - Loss Allowance over 5 years is $786.2 million, with a median of $744.0 million recorded in 2024.
• Year-over-year, Loans - Loss Allowance retreated 4.32% in 2022 and slipped 26.5% in 2023.
• Tracing JSM's Loans - Loss Allowance over 5 years: stood at $1.0 billion in 2022, then declined by 18.59% to $832.0 million in 2023, then slipped by 25.36% to $621.0 million in 2024, then fell by 13.53% to $537.0 million in 2025, then dropped by 10.8% to $479.0 million in 2026.
• The last three Loans - Loss Allowance figures came in at $479.0 million (Q1 2026), $537.0 million (Q4 2025), and $592.0 million (Q3 2025), per Business Quant data.

Peer Comparison