Navient (JSM) Loans - Loss Allowance (2013 - 2026)
Navient (JSM) posted Loans - Loss Allowance of $426.0 million for Q2 2026, down 11.06% on a QoQ basis from $479.0 million in Q1 2026, and down 19.62% year-over-year from $530.0 million in Q2 2025.
Analysis
Navient (JSM) Loans - Loss Allowance (2013 - 2026) Analysis & Trends
Navient has reported Loans - Loss Allowance for 14 years, with the latest figure at $426.0 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance fell 19.62% year-over-year to $426.0 million in Q2 2026; TTM through Jun 2026 was $426.0 million, a 19.62% decrease from a year earlier, with the FY2025 full-year figure at $537.0 million, down 13.53% from the prior year.
- Loans - Loss Allowance was $426.0 million for Q2 2026 at Navient, down from $479.0 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $1.2 billion in Q1 2022, with the low at $426.0 million in Q2 2026.
- Average Loans - Loss Allowance over 5 years is $766.2 million, with a median of $715.5 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance fell 4.32% in 2022, then decreased 26.5% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $1.0 billion in 2022, then declined by 18.59% to $832.0 million in 2023, then slipped by 25.36% to $621.0 million in 2024, then fell by 13.53% to $537.0 million in 2025, then fell by 20.67% to $426.0 million in 2026.
- The last three Loans - Loss Allowance figures came in at $426.0 million (Q2 2026), $479.0 million (Q1 2026), and $537.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 10.31 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 563.30 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 2.08 Bn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 426.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 426.00 Mn |
| Mar 31, 2026 | 479.00 Mn |
| Dec 31, 2025 | 537.00 Mn |
| Sep 30, 2025 | 592.00 Mn |
| Jun 30, 2025 | 530.00 Mn |
| Mar 31, 2025 | 579.00 Mn |
| Dec 31, 2024 | 621.00 Mn |
| Sep 30, 2024 | 651.00 Mn |
| Jun 30, 2024 | 687.00 Mn |
| Mar 31, 2024 | 744.00 Mn |
| Dec 31, 2023 | 832.00 Mn |
| Sep 30, 2023 | 845.00 Mn |
| Jun 30, 2023 | 857.00 Mn |
| Mar 31, 2023 | 920.00 Mn |
| Dec 31, 2022 | 1.02 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 1.17 Bn |
| Mar 31, 2022 | 1.22 Bn |
| Dec 31, 2021 | 1.27 Bn |
| Sep 30, 2021 | 1.25 Bn |