Navient (JSM) Interest Expenses (2013 - 2026)
Navient (JSM) posted Interest Expenses of $560.0 million for Q2 2026, down 0.71% on a QoQ basis from $564.0 million in Q1 2026, and down 13.85% year-over-year from $650.0 million in Q2 2025.
Analysis
Navient (JSM) Interest Expenses (2013 - 2026) Analysis & Trends
Navient has reported Interest Expenses for 14 years, with the latest figure at $560.0 million in Q2 2026.
- On a quarterly basis, Interest Expenses fell 13.85% year-over-year to $560.0 million in Q2 2026; TTM through Jun 2026 was $2.4 billion, a 16.86% decrease from a year earlier, with the FY2025 full-year figure at $2.6 billion, down 20.9% from the prior year.
- Interest Expenses was $560.0 million for Q2 2026 at Navient, down from $564.0 million in the prior quarter.
- The five-year high for Interest Expenses was $921.0 million in Q4 2023, with the low at $289.0 million in Q1 2022.
- Average Interest Expenses over 5 years is $702.4 million, with a median of $699.0 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2025: Interest Expenses jumped 189.62% in 2023, then dropped 23.2% in 2025.
- Over 5 years, Interest Expenses stood at $801.0 million in 2022, then grew by 14.98% to $921.0 million in 2023, then declined by 21.17% to $726.0 million in 2024, then slipped by 13.5% to $628.0 million in 2025, then fell by 10.83% to $560.0 million in 2026.
- The last three Interest Expenses figures came in at $560.0 million (Q2 2026), $564.0 million (Q1 2026), and $628.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 975.00 Mn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 118.51 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | 35.70 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | 107.40 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | 97.82 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 269.23 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 195.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | -213.64 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | 8.35 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 560.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 560.00 Mn |
| Mar 31, 2026 | 564.00 Mn |
| Dec 31, 2025 | 628.00 Mn |
| Sep 30, 2025 | 639.00 Mn |
| Jun 30, 2025 | 650.00 Mn |
| Mar 31, 2025 | 672.00 Mn |
| Dec 31, 2024 | 726.00 Mn |
| Sep 30, 2024 | 828.00 Mn |
| Jun 30, 2024 | 843.00 Mn |
| Mar 31, 2024 | 875.00 Mn |
| Dec 31, 2023 | 921.00 Mn |
| Sep 30, 2023 | 879.00 Mn |
| Jun 30, 2023 | 919.00 Mn |
| Mar 31, 2023 | 837.00 Mn |
| Dec 31, 2022 | 801.00 Mn |
| Sep 30, 2022 | 641.00 Mn |
| Jun 30, 2022 | 371.00 Mn |
| Mar 31, 2022 | 289.00 Mn |
| Dec 31, 2021 | 321.00 Mn |
| Sep 30, 2021 | 326.00 Mn |