Navient (JSM) Interest Expenses (2013 - 2026)
Navient (JSM) reported Interest Expenses of $560 million for Q2 2026, down 13.8% from $650 million a year earlier and down 0.7% from the prior quarter.
Navient (JSM) Interest Expenses (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's Interest Expenses came in at $2.39 billion, down 16.9% year-over-year; for FY2025, it came in at $2.59 billion, down 20.9% from FY2024.
- Interest Expenses has a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- By year, Interest Expenses came in at $3.27 billion in FY2024 (-8.0%), $3.56 billion in FY2023 (+69.2%), $2.1 billion in FY2022 (+59.7%) and $1.32 billion in FY2021 (-35.7%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Expenses since Q2 2022.
- Year over year, Interest Expenses has now declined in each of the last nine quarters, with an average decline of 17.4% over the last eight quarters.
- The high point for year-over-year Interest Expenses in five years was Q1 2023 (growth of 189.6%); the low point was Q3 2021 (a decline of 23.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $564 million (Q1 2026), $628 million (Q4 2025) and $639 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 560.00 Mn |
| Mar 31, 2026 | 564.00 Mn |
| Dec 31, 2025 | 628.00 Mn |
| Sep 30, 2025 | 639.00 Mn |
| Jun 30, 2025 | 650.00 Mn |
| Mar 31, 2025 | 672.00 Mn |
| Dec 31, 2024 | 726.00 Mn |
| Sep 30, 2024 | 828.00 Mn |
| Jun 30, 2024 | 843.00 Mn |
| Mar 31, 2024 | 875.00 Mn |
| Dec 31, 2023 | 921.00 Mn |
| Sep 30, 2023 | 879.00 Mn |
| Jun 30, 2023 | 919.00 Mn |
| Mar 31, 2023 | 837.00 Mn |
| Dec 31, 2022 | 801.00 Mn |
| Sep 30, 2022 | 641.00 Mn |
| Jun 30, 2022 | 371.00 Mn |
| Mar 31, 2022 | 289.00 Mn |
| Dec 31, 2021 | 321.00 Mn |
| Sep 30, 2021 | 326.00 Mn |
Navient Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=JSM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();