Navient (JSM) Interest Coverage Ratio (2013 - 2026)

Navient's Interest Coverage Ratio history runs 14 years deep, the most recent figure standing at 1.05 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 6.17% year-over-year to 1.05 in Q1 2026; TTM through Mar 2026 was 0.96, a 8.35% decrease from a year earlier, with the FY2025 full-year figure at 0.96, down 9.12% from the prior year.
• Interest Coverage Ratio advanced to 1.05 in Q1 2026 per JSM's latest filing, from 0.99 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 2.11 in Q1 2022 and bottomed at 3.03 in Q3 2025.
• The 5-year median for Interest Coverage Ratio is 1.1 (2023), against an average of 0.96.
• Across the five-year window, Interest Coverage Ratio soared 55.67% in 2024 and tumbled 367.4% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.14 in 2022, then decreased by 15.65% to 0.96 in 2023, then surged by 55.67% to 1.5 in 2024, then sank by 34.11% to 0.99 in 2025, then climbed by 6.65% to 1.05 in 2026.
• Per Business Quant, the three latest JSM Interest Coverage Ratio figures stand at 1.05 (Q1 2026), 0.99 (Q4 2025), and 3.03 (Q3 2025).