Navient (JSM) Interest Coverage Ratio (2013 - 2026)
Navient (JSM) posted quarterly Interest Coverage Ratio of 1.05 for Q1 2026, up 6.17% year-over-year from 0.99 in Q1 2025, and up 6.65% quarter-over-quarter from 0.99 in Q4 2025.
Navient (JSM) Interest Coverage Ratio (2013 - 2026) Analysis & Trends
Navient's Interest Coverage Ratio history runs 14 years deep, the most recent figure standing at 1.05 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 6.17% year-over-year to 1.05; the TTM figure through Mar 2026 stood at 0.96 (down 7.14% YoY), while the FY2025 annual figure was 0.96, down 9.12% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.05, up from 0.99 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.11 in Q1 2022, with the low at 3.03 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.1 (2024), against an average of 0.93.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio increased 18.23% in 2022, then slumped 367.4% in 2025.
- Navient's Interest Coverage Ratio stood at 1.14 in 2022, then declined by 15.88% to 0.96 in 2023, then advanced by 7.79% to 1.04 in 2024, then fell by 4.58% to 0.99 in 2025, then advanced by 6.65% to 1.05 in 2026.
- Business Quant data shows JSM's Interest Coverage Ratio at 1.05 in Q1 2026, 0.99 in Q4 2025, and 3.03 in Q3 2025.
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Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.07 |
| Mar 31, 2026 | 1.05 |
| Dec 31, 2025 | 0.99 |
| Sep 30, 2025 | -3.03 |
| Jun 30, 2025 | 1.03 |
| Mar 31, 2025 | 0.99 |
| Dec 31, 2024 | 1.04 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.06 |
| Mar 31, 2024 | 1.10 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 1.17 |
| Dec 31, 2022 | 1.14 |
| Sep 30, 2022 | 1.21 |
| Jun 30, 2022 | 1.66 |
| Mar 31, 2022 | 2.11 |
| Dec 31, 2021 | 0.97 |
| Sep 30, 2021 | 1.67 |