Navient (JSM) Free Cash Flow (2017 - 2026)

Navient has reported Free Cash Flow for 10 years, with the latest figure at -$47.0 million in Q1 2026.

• For the quarter ending Q1 2026, Free Cash Flow fell 166.2% year-over-year to -$47.0 million; the trailing twelve-month figure through Mar 2026 stood at $323.0 million (down 7.18% YoY), and the FY2025 full-year result was $441.0 million, down 3.92% from the prior year.
• Free Cash Flow for Q1 2026 stood at -$47.0 million, down from $174.0 million in the prior quarter.
• The five-year high for Free Cash Flow was $310.0 million in Q4 2023, with the low at -$109.0 million in Q1 2022.
• Average Free Cash Flow over 5 years is $107.9 million, with a median of $122.0 million recorded in 2023.
• Year-over-year, Free Cash Flow surged 2075.0% in 2025 and sank 166.2% in 2026.
• Tracing JSM's Free Cash Flow over 5 years: stood at $207.0 million in 2022, then jumped by 49.76% to $310.0 million in 2023, then plunged by 97.42% to $8.0 million in 2024, then surged by 2075.0% to $174.0 million in 2025, then tumbled by 127.01% to -$47.0 million in 2026.
• The last three Free Cash Flow figures came in at -$47.0 million (Q1 2026), $174.0 million (Q4 2025), and $70.0 million (Q3 2025), per Business Quant data.

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