Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) Free Cash Flow (2017 - 2026)

Navient (JSM) posted Free Cash Flow of $143.0 million for Q2 2026, up 404.26% on a QoQ basis from -$47.0 million in Q1 2026, and up 13.49% year-over-year from $126.0 million in Q2 2025.

Analysis

Navient (JSM) Free Cash Flow (2017 - 2026) Analysis & Trends

Navient has reported Free Cash Flow for 10 years, with the latest figure at $143.0 million in Q2 2026.

  • On a quarterly basis, Free Cash Flow rose 13.49% year-over-year to $143.0 million in Q2 2026; TTM through Jun 2026 was $340.0 million, a 74.36% increase from a year earlier, with the FY2025 full-year figure at $441.0 million, down 3.92% from the prior year.
  • Free Cash Flow was $143.0 million for Q2 2026 at Navient, up from -$47.0 million in the prior quarter.
  • The five-year high for Free Cash Flow was $310.0 million in Q4 2023, with the low at -$109.0 million in Q1 2022.
  • Average Free Cash Flow over 5 years is $109.8 million, with a median of $124.0 million recorded in 2023.
  • The sharpest annual moves came in 2025 and 2026: Free Cash Flow jumped 2075.0% in 2025, then plunged 166.2% in 2026.
  • Over 5 years, Free Cash Flow stood at $207.0 million in 2022, then jumped by 49.76% to $310.0 million in 2023, then plunged by 97.42% to $8.0 million in 2024, then surged by 2075.0% to $174.0 million in 2025, then retreated by 17.82% to $143.0 million in 2026.
  • The last three Free Cash Flow figures came in at $143.0 million (Q2 2026), -$47.0 million (Q1 2026), and $174.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 2.42 Bn
2 Affirm Holdings 24.16 Bn 22.53 Bn - -12.97 Bn
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn 83.04 Mn
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn 307.90 Mn
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn 531.42 Mn
6 Slm 4.96 Bn 160.79 Mn - -134.83 Mn
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 533.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn 367.51 Mn
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn 32.88 Mn
10 Navient 1.71 Bn 340.86 Mn - 143.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 143.00 Mn
Mar 31, 2026 -47.00 Mn
Dec 31, 2025 174.00 Mn
Sep 30, 2025 70.00 Mn
Jun 30, 2025 126.00 Mn
Mar 31, 2025 71.00 Mn
Dec 31, 2024 8.00 Mn
Sep 30, 2024 -10.00 Mn
Jun 30, 2024 279.00 Mn
Mar 31, 2024 182.00 Mn
Dec 31, 2023 310.00 Mn
Sep 30, 2023 122.00 Mn
Jun 30, 2023 99.00 Mn
Mar 31, 2023 145.00 Mn
Dec 31, 2022 207.00 Mn
Sep 30, 2022 68.00 Mn
Jun 30, 2022 139.00 Mn
Mar 31, 2022 -109.00 Mn
Dec 31, 2021 168.00 Mn
Sep 30, 2021 201.00 Mn