Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) FCF Payout Ratio (2017 - 2026)

Navient (JSM) posted FCF Payout Ratio of 0.1 for Q2 2026, up 132.87% on a QoQ basis from 0.32 in Q1 2026, and down 17.4% year-over-year from 0.13 in Q2 2025.

Analysis

Navient (JSM) FCF Payout Ratio (2017 - 2026) Analysis & Trends

Navient has reported FCF Payout Ratio for 10 years, with the latest figure at 0.1 in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio fell 17.4% year-over-year to 0.1 in Q2 2026; TTM through Jun 2026 was 0.18, a 47.78% decrease from a year earlier, with the FY2025 full-year figure at 0.14, down 6.33% from the prior year.
  • FCF Payout Ratio was 0.1 for Q2 2026 at Navient, up from 0.32 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.12 in Q4 2024, with the low at 1.8 in Q3 2024.
  • Average FCF Payout Ratio over 5 years is 0.1, with a median of 0.12 recorded in 2022.
  • The largest YoY upside for FCF Payout Ratio was 3367.11% in 2024 against a maximum downside of 1255.79% in 2024.
  • Over 5 years, FCF Payout Ratio stood at 0.11 in 2022, then plunged by 42.33% to 0.06 in 2023, then surged by 3367.11% to 2.12 in 2024, then slumped by 95.94% to 0.09 in 2025, then increased by 21.68% to 0.1 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.1 (Q2 2026), 0.32 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 0.04
2 Affirm Holdings 24.16 Bn 22.53 Bn - -
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn 0.22
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn -
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn -
6 Slm 4.96 Bn 160.79 Mn - -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 0.02
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn 1.65
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn -
10 Navient 1.71 Bn 340.86 Mn - 0.10
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.10
Mar 31, 2026 -0.32
Dec 31, 2025 0.09
Sep 30, 2025 0.23
Jun 30, 2025 0.13
Mar 31, 2025 0.23
Dec 31, 2024 2.13
Sep 30, 2024 -1.80
Jun 30, 2024 0.06
Mar 31, 2024 0.10
Dec 31, 2023 0.06
Sep 30, 2023 0.16
Jun 30, 2023 0.19
Mar 31, 2023 0.14
Dec 31, 2022 0.11
Sep 30, 2022 0.32
Jun 30, 2022 0.17
Mar 31, 2022 -0.22
Dec 31, 2021 0.15
Sep 30, 2021 0.13