Navient (JSM) FCF Margin (2017 - 2026)
Navient's FCF Margin came in at 95.33% for Q2 2026, up 14.56 percentage points from 80.77% a year earlier and up 126.25 percentage points from the prior quarter.
Navient (JSM) FCF Margin (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Navient reported FCF Margin of 56.67%, up 35.72 percentage points year-over-year; for FY2025, it was 72.30%, up 32.45 percentage points from FY2024.
- FCF Margin carries a five-year change of +13.61 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 39.84% in FY2024 (-13.34 pp), 53.19% in FY2023 (+35.63 pp), 17.56% in FY2022 (-15.28 pp) and 32.83% in FY2021 (-25.85 pp).
- The five-year range for quarterly FCF Margin is -30.92% (Q1 2026) to 139.64% (Q4 2023).
- Year-over-year, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of -13.75 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2025 (a gain of 123.42 percentage points), and the weakest in Q4 2024 (a drop of 136.05 percentage points).
- Business Quant data shows JSM's FCF Margin at -30.92% (Q1 2026), 127.01% (Q4 2025) and 43.48% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 95.33% |
| Mar 31, 2026 | -30.92% |
| Dec 31, 2025 | 127.01% |
| Sep 30, 2025 | 43.48% |
| Jun 30, 2025 | 80.77% |
| Mar 31, 2025 | 45.51% |
| Dec 31, 2024 | 3.59% |
| Sep 30, 2024 | -2.53% |
| Jun 30, 2024 | 112.96% |
| Mar 31, 2024 | 63.41% |
| Dec 31, 2023 | 139.64% |
| Sep 30, 2023 | 28.91% |
| Jun 30, 2023 | 32.25% |
| Mar 31, 2023 | 45.03% |
| Dec 31, 2022 | 62.35% |
| Sep 30, 2022 | 17.44% |
| Jun 30, 2022 | 30.55% |
| Mar 31, 2022 | -19.46% |
| Dec 31, 2021 | 35.07% |
| Sep 30, 2021 | 40.69% |
Navient FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=JSM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();