Navient (JSM) FCF Margin (2017 - 2026)

Navient's FCF Margin history runs 10 years deep, the most recent figure standing at 29.19% for Q1 2026.

• On a quarterly basis, FCF Margin fell 6931.0% year-over-year to 29.19% in Q1 2026; TTM through Mar 2026 was 23.42%, a 925.0% increase from a year earlier, with the FY2025 full-year figure at 55.75%, up 1591.0% from the prior year.
• FCF Margin retreated to 29.19% in Q1 2026 per JSM's latest filing, from 87.0% in the prior quarter.
• Across five years, FCF Margin topped out at 153.47% in Q4 2023 and bottomed at 29.19% in Q1 2026.
• The 5-year median for FCF Margin is 37.79% (2023), against an average of 41.86%.
• Across the five-year window, FCF Margin plunged 15257 bps in 2024 and soared 8611 bps in 2025, its largest moves.
• Year by year, FCF Margin stood at 68.09% in 2022, then surged by 125 bps to 153.47% in 2023, then slumped by 99 bps to 0.89% in 2024, then jumped by 9655 bps to 87.0% in 2025, then plunged by 134 bps to 29.19% in 2026.
• Per Business Quant, the three latest JSM FCF Margin figures stand at 29.19% (Q1 2026), 87.0% (Q4 2025), and 8.48% (Q3 2025).