Navient (JSM) EBT Margin (2013 - 2026)
Navient (JSM) posted quarterly EBT Margin of 19.88% for Q1 2026, up 2270.0% year-over-year from 0.84% in Q1 2025, and up 667.88% quarter-over-quarter from 3.5% in Q4 2025.
Navient (JSM) EBT Margin (2013 - 2026) Analysis & Trends
Navient's EBT Margin history runs 14 years deep, the most recent figure standing at 19.88% for Q1 2026.
- In Q1 2026, EBT Margin rose 2270.0% year-over-year to 19.88%; the TTM figure through Mar 2026 stood at 5.37% (down 991.0% YoY), while the FY2025 annual figure was 14.03%, down 2914.0% from the prior year.
- EBT Margin for Q1 2026 stood at 19.88%, up from 3.5% in the prior quarter.
- The five-year high for EBT Margin was 60.47% in Q1 2022, with the low at 14.18% in Q3 2025.
- The 5-year median for EBT Margin is 19.88% (2026), against an average of 20.85%.
- The sharpest annual moves came in 2022 and 2023: EBT Margin surged 3996 bps in 2022, then slumped 5083 bps in 2023.
- Navient's EBT Margin stood at 37.5% in 2022, then sank by 136 bps to 13.33% in 2023, then surged by 187 bps to 11.66% in 2024, then tumbled by 130 bps to 3.5% in 2025, then surged by 668 bps to 19.88% in 2026.
- Business Quant data shows JSM's EBT Margin at 19.88% in Q1 2026, 3.5% in Q4 2025, and 14.18% in Q3 2025.
Peer Comparison
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 22.03% |
| Mar 31, 2026 | 19.88% |
| Dec 31, 2025 | -3.50% |
| Sep 30, 2025 | -14.18% |
| Jun 30, 2025 | 9.33% |
| Mar 31, 2025 | -2.82% |
| Dec 31, 2024 | 11.66% |
| Sep 30, 2024 | 1.06% |
| Jun 30, 2024 | 19.43% |
| Mar 31, 2024 | 30.66% |
| Dec 31, 2023 | -13.33% |
| Sep 30, 2023 | 25.88% |
| Jun 30, 2023 | 36.64% |
| Mar 31, 2023 | 47.06% |
| Dec 31, 2022 | 37.50% |
| Sep 30, 2022 | 35.13% |
| Jun 30, 2022 | 53.63% |
| Mar 31, 2022 | 60.47% |
| Dec 31, 2021 | -2.46% |
| Sep 30, 2021 | 49.89% |