Navient (JSM) EBT Margin (2013 - 2026)
Navient's quarterly EBT Margin came in at 21.05% in Q1 2026, up 2426.0% year-on-year from 0.83% in Q1 2025, and up 512.03% quarter-over-quarter from 5.11% in Q4 2025.
Navient has reported EBT Margin for 14 years, with the latest figure at 21.05% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 2426.0% year-over-year to 21.05%; the trailing twelve-month figure through Mar 2026 stood at 12.21% (down 2014.0% YoY), and the FY2025 full-year result was 18.2%, down 3330.0% from the prior year.
- EBT Margin for Q1 2026 stood at 21.05%, up from 5.11% in the prior quarter.
- The five-year high for EBT Margin was 59.29% in Q1 2022, with the low at 72.67% in Q3 2025.
- Average EBT Margin over 5 years is 16.74%, with a median of 21.05% recorded in 2026.
- Year-over-year, EBT Margin surged 3622 bps in 2022 and sank 7570 bps in 2025.
- Tracing JSM's EBT Margin over 5 years: stood at 34.34% in 2022, then tumbled by 147 bps to 16.22% in 2023, then surged by 172 bps to 11.66% in 2024, then tumbled by 144 bps to 5.11% in 2025, then jumped by 512 bps to 21.05% in 2026.
- The last three EBT Margin figures came in at 21.05% (Q1 2026), 5.11% (Q4 2025), and 72.67% (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.05% |
| Dec 31, 2025 | -5.11% |
| Sep 30, 2025 | -72.67% |
| Jun 30, 2025 | 11.54% |
| Mar 31, 2025 | -3.21% |
| Dec 31, 2024 | 11.66% |
| Sep 30, 2024 | 3.03% |
| Jun 30, 2024 | 19.43% |
| Mar 31, 2024 | 30.66% |
| Dec 31, 2023 | -16.22% |
| Sep 30, 2023 | 26.07% |
| Jun 30, 2023 | 31.27% |
| Mar 31, 2023 | 44.72% |
| Dec 31, 2022 | 34.34% |
| Sep 30, 2022 | 35.13% |
| Jun 30, 2022 | 53.63% |
| Mar 31, 2022 | 59.29% |
| Dec 31, 2021 | -1.88% |
| Sep 30, 2021 | 44.53% |
| Jun 30, 2021 | 48.19% |
| Mar 31, 2021 | 72.56% |
| Dec 31, 2020 | 45.79% |
| Sep 30, 2020 | 50.49% |
| Jun 30, 2020 | 39.26% |
| Mar 31, 2020 | -58.22% |
| Dec 31, 2019 | 42.69% |
| Sep 30, 2019 | 36.42% |
| Jun 30, 2019 | 37.67% |
| Mar 31, 2019 | 32.54% |
| Dec 31, 2018 | 23.41% |
| Sep 30, 2018 | 170.93% |
| Jun 30, 2018 | 26.04% |
| Mar 31, 2018 | 30.00% |
| Dec 31, 2017 | 31.11% |
| Sep 30, 2017 | 8,966.67% |
| Jun 30, 2017 | 33.53% |
| Mar 31, 2017 | 28.66% |
| Dec 31, 2016 | 40.13% |
| Sep 30, 2016 | 52.14% |
| Jun 30, 2016 | 37.32% |
| Mar 31, 2016 | 43.96% |
| Dec 31, 2015 | 53.53% |
| Sep 30, 2015 | 51.77% |
| Jun 30, 2015 | 39.33% |
| Mar 31, 2015 | 56.85% |
| Dec 31, 2014 | 51.15% |
| Sep 30, 2014 | 61.51% |
| Jun 30, 2014 | 53.15% |
| Mar 31, 2014 | 37.93% |
| Dec 31, 2013 | 39.42% |
| Sep 30, 2013 | 44.70% |