Navient (JSM) EBT Margin (2013 - 2026)

Navient has reported EBT Margin for 14 years, with the latest figure at 22.03% in Q2 2026.

• On a quarterly basis, EBT Margin rose 1271.0% year-over-year to 22.03% in Q2 2026; TTM through Jun 2026 was 7.03%, a 1203.0% decrease from a year earlier, with the FY2025 full-year figure at 14.03%, down 2914.0% from the prior year.
• EBT Margin was 22.03% for Q2 2026 at Navient, up from 17.02% in the prior quarter.
• The five-year high for EBT Margin was 59.29% in Q1 2022, with the low at 54.42% in Q3 2025.
• Average EBT Margin over 5 years is 17.8%, with a median of 20.73% recorded in 2024.
• The sharpest annual moves came in 2022 and 2025: EBT Margin jumped 3622 bps in 2022, then tumbled 5745 bps in 2025.
• Over 5 years, EBT Margin stood at 34.34% in 2022, then tumbled by 147 bps to 16.22% in 2023, then surged by 172 bps to 11.66% in 2024, then sank by 135 bps to 4.02% in 2025, then surged by 648 bps to 22.03% in 2026.
• The last three EBT Margin figures came in at 22.03% (Q2 2026), 17.02% (Q1 2026), and 4.02% (Q4 2025), per Business Quant data.