Navient (JSM) EBT (2013 - 2026)
Navient (JSM) posted EBT of $39.0 million for Q2 2026, up 21.88% on a QoQ basis from $32.0 million in Q1 2026, and up 116.67% year-over-year from $18.0 million in Q2 2025.
Analysis
Navient (JSM) EBT (2013 - 2026) Analysis & Trends
Navient has reported EBT for 14 years, with the latest figure at $39.0 million in Q2 2026.
- On a quarterly basis, EBT rose 116.67% year-over-year to $39.0 million in Q2 2026; TTM through Jun 2026 was -$53.0 million, a 203.92% decrease from a year earlier, with the FY2025 full-year figure at -$111.0 million, down 163.79% from the prior year.
- EBT was $39.0 million for Q2 2026 at Navient, up from $32.0 million in the prior quarter.
- The five-year high for EBT was $332.0 million in Q1 2022, with the low at -$117.0 million in Q3 2025.
- Average EBT over 5 years is $70.8 million, with a median of $43.5 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: EBT jumped 1366.67% in 2022, then tumbled 1075.0% in 2025.
- Over 5 years, EBT stood at $114.0 million in 2022, then sank by 131.58% to -$36.0 million in 2023, then soared by 172.22% to $26.0 million in 2024, then sank by 126.92% to -$7.0 million in 2025, then soared by 657.14% to $39.0 million in 2026.
- The last three EBT figures came in at $39.0 million (Q2 2026), $32.0 million (Q1 2026), and -$7.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 1.19 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 169.09 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | 168.60 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | 140.11 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 80.46 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 197.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | 137.75 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | 52.01 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 39.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.00 Mn |
| Mar 31, 2026 | 32.00 Mn |
| Dec 31, 2025 | -7.00 Mn |
| Sep 30, 2025 | -117.00 Mn |
| Jun 30, 2025 | 18.00 Mn |
| Mar 31, 2025 | -5.00 Mn |
| Dec 31, 2024 | 26.00 Mn |
| Sep 30, 2024 | 12.00 Mn |
| Jun 30, 2024 | 48.00 Mn |
| Mar 31, 2024 | 88.00 Mn |
| Dec 31, 2023 | -36.00 Mn |
| Sep 30, 2023 | 110.00 Mn |
| Jun 30, 2023 | 96.00 Mn |
| Mar 31, 2023 | 144.00 Mn |
| Dec 31, 2022 | 114.00 Mn |
| Sep 30, 2022 | 137.00 Mn |
| Jun 30, 2022 | 244.00 Mn |
| Mar 31, 2022 | 332.00 Mn |
| Dec 31, 2021 | -9.00 Mn |
| Sep 30, 2021 | 220.00 Mn |