Navient (JSM) Debt Ratio (2016 - 2026)

Navient's Debt Ratio history runs 11 years deep, the most recent figure standing at 0.94 for Q1 2026.

• On a quarterly basis, Debt Ratio changed 0.32% year-over-year to 0.94 in Q1 2026; TTM through Mar 2026 was 0.94, a 0.32% change from a year earlier, with the FY2025 full-year figure at 0.94, up 0.63% from the prior year.
• Debt Ratio held at 0.94 in Q1 2026 per JSM's latest filing, from 0.94 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.95 in Q1 2022 and bottomed at 0.93 in Q4 2024.
• The 5-year median for Debt Ratio is 0.94 (2023), against an average of 0.94.
• Across the five-year window, Debt Ratio dropped 1.17% in 2023 and grew 0.63% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.94 in 2022, then declined by 0.63% to 0.94 in 2023, then retreated by 0.64% to 0.93 in 2024, then advanced by 0.63% to 0.94 in 2025, then increased by 0.09% to 0.94 in 2026.
• Per Business Quant, the three latest JSM Debt Ratio figures stand at 0.94 (Q1 2026), 0.94 (Q4 2025), and 0.94 (Q3 2025).