Navient (JSM) Debt Ratio (2016 - 2026)

Navient has reported Debt Ratio for 11 years, with the latest figure at 0.12 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio rose 28.33% year-over-year to 0.12; the trailing twelve-month figure through Mar 2026 stood at 0.12 (up 28.33% YoY), and the FY2025 full-year result was 0.1, up 5.12% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.12, up from 0.1 in the prior quarter.
• The five-year high for Debt Ratio was 0.12 in Q1 2026, with the low at 0.05 in Q1 2022.
• Average Debt Ratio over 5 years is 0.09, with a median of 0.09 recorded in 2023.
• Peak annual rise in Debt Ratio reached 168.41% in 2022, while the deepest fall reached 27.29% in 2022.
• Tracing JSM's Debt Ratio over 5 years: stood at 0.08 in 2022, then retreated by 16.96% to 0.07 in 2023, then soared by 43.97% to 0.1 in 2024, then advanced by 5.12% to 0.1 in 2025, then climbed by 17.34% to 0.12 in 2026.
• The last three Debt Ratio figures came in at 0.12 (Q1 2026), 0.1 (Q4 2025), and 0.1 (Q3 2025), per Business Quant data.

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