Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) Asset Utilization Ratio (2018 - 2026)

Navient (JSM) posted Asset Utilization Ratio of 0.02 for Q2 2026, down 0.66% on a QoQ basis from 0.02 in Q1 2026, and down 21.52% year-over-year from 0.02 in Q2 2025.

Analysis

Navient (JSM) Asset Utilization Ratio (2018 - 2026) Analysis & Trends

Navient has reported Asset Utilization Ratio for 9 years, with the latest figure at 0.02 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 21.52% year-over-year to 0.02 in Q2 2026; TTM through Jun 2026 was 0.02, a 21.52% decrease from a year earlier, with the FY2025 full-year figure at 0.02, down 22.66% from the prior year.
  • Asset Utilization Ratio was 0.02 for Q2 2026 at Navient, down from 0.02 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.03 in Q2 2022, with the low at 0.02 in Q2 2026.
  • Average Asset Utilization Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2024.
  • The sharpest annual moves came in 2024 and 2025: Asset Utilization Ratio rose 7.16% in 2024, then declined 26.42% in 2025.
  • Over 5 years, Asset Utilization Ratio stood at 0.02 in 2022, then declined by 14.98% to 0.02 in 2023, then gained by 7.16% to 0.02 in 2024, then slipped by 26.42% to 0.02 in 2025, then retreated by 1.87% to 0.02 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.02 (Q2 2026), 0.02 (Q1 2026), and 0.02 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 0.16
2 Affirm Holdings 24.16 Bn 22.53 Bn - 0.29
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn 0.76
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn 0.27
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn 0.49
6 Slm 4.96 Bn 160.79 Mn - 0.07
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 0.18
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn 0.24
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn 0.74
10 Navient 1.71 Bn 340.86 Mn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.02
Jun 30, 2023 0.02
Mar 31, 2023 0.02
Dec 31, 2022 0.02
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03