Navient (JSM) Asset Utilization Ratio (2018 - 2026)

Navient's Asset Utilization Ratio history runs 9 years deep, the most recent figure standing at 0.03 for Q1 2026.

• On a quarterly basis, Asset Utilization Ratio fell 40.34% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 40.34% decrease from a year earlier, with the FY2025 full-year figure at 0.02, down 22.66% from the prior year.
• Asset Utilization Ratio held at 0.03 in Q1 2026 per JSM's latest filing, from 0.03 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.05 in Q4 2024 and bottomed at 0.02 in Q2 2023.
• The 5-year median for Asset Utilization Ratio is 0.02 (2022), against an average of 0.03.
• Across the five-year window, Asset Utilization Ratio surged 154.64% in 2024 and sank 41.62% in 2025, its largest moves.
• Year by year, Asset Utilization Ratio stood at 0.02 in 2022, then decreased by 18.55% to 0.02 in 2023, then jumped by 154.64% to 0.05 in 2024, then plunged by 41.62% to 0.03 in 2025, then increased by 0.18% to 0.03 in 2026.
• Per Business Quant, the three latest JSM Asset Utilization Ratio figures stand at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.04 (Q3 2025).