Jack Henry & Associates (JKHY) Interest Coverage Ratio (2009 - 2026)
Jack Henry & Associates' (JKHY) Interest Coverage Ratio was 68.90 for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 7.0% from 74.07 a year earlier and down 38.9% from the prior quarter.
Jack Henry & Associates (JKHY) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Interest Coverage Ratio at Jack Henry & Associates was 117.88, up 116.4% from FY2025.
- By fiscal year, Interest Coverage Ratio came in at 54.49 in FY2025 (+82.4%), 29.87 in FY2024 (-6.3%), 31.89 in FY2023 (-84.0%) and 199.09 in FY2022 (-42.9%).
- The fiscal Q4 2026 figure ranks as the lowest quarterly Interest Coverage Ratio since fiscal Q3 2025.
- Year over year, Interest Coverage Ratio gained in seven of the last eight quarters, with growth averaging 120.2%.
- The high point for year-over-year Interest Coverage Ratio in five years was fiscal Q1 2026 (growth of 288.0%); the low point was fiscal Q2 2023 (a decline of 88.8%).
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at 112.76 (Q3 2026), 139.36 (Q2 2026) and 207.75 (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | - |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 3.16 |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -15.97 |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 5.71 |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 0.89 |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 18.55 |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 68.90 |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | - |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 68.90 |
| Mar 31, 2026 | 112.76 |
| Dec 31, 2025 | 139.36 |
| Sep 30, 2025 | 207.75 |
| Jun 30, 2025 | 74.07 |
| Mar 31, 2025 | 50.80 |
| Dec 31, 2024 | 44.25 |
| Sep 30, 2024 | 53.55 |
| Jun 30, 2024 | 32.30 |
| Mar 31, 2024 | 25.29 |
| Dec 31, 2023 | 30.78 |
| Sep 30, 2023 | 31.62 |
| Jun 30, 2023 | 22.90 |
| Mar 31, 2023 | 23.23 |
| Dec 31, 2022 | 31.53 |
| Sep 30, 2022 | 89.29 |
| Jun 30, 2022 | 104.08 |
| Mar 31, 2022 | 161.49 |
| Dec 31, 2021 | 281.12 |
| Sep 30, 2021 | 538.69 |
Jack Henry & Associates Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=JKHY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "JKHY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=JKHY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();