Jiayin (JFIN) Return on Equity [ROE] (2022 - 2026)
Jiayin (JFIN) reported Return on Equity [ROE] of 3.07% for Q2 2026, down 39.47 percentage points from 42.54% a year earlier and down 17.47 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) Return on Equity [ROE] (2022 - 2026) Analysis & Trends
For FY2025, Jiayin posted Return on Equity [ROE] of 41.45%, up 3.55 percentage points from FY2024.
- Return on Equity [ROE] has a three-year change of -154.12 percentage points (FY2022 to FY2025).
- By year, Return on Equity [ROE] came in at 37.90% in FY2024 (-33.04 pp), 70.94% in FY2023 (-124.64 pp) and 195.58% in FY2022.
- The Q2 2026 figure ranks as the lowest quarterly Return on Equity [ROE] in data going back to Q1 2022.
- Year over year, Return on Equity [ROE] gained in two of the last eight quarters, with an average year-over-year change of -16.79 percentage points.
- The high point for year-over-year Return on Equity [ROE] in five years was Q3 2025 (a gain of 1.47 percentage points); the low point was Q1 2023 (a drop of 416.02 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 20.54% (Q1 2026), 34.92% (Q4 2025) and 41.58% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.37 Bn | 8.60 Bn | - | 24.61% |
| 2 | Block | 47.46 Bn | 18.76 Bn | 3.17 Bn | 1.63% |
| 3 | Coinbase Global | 45.54 Bn | 2.34 Bn | - | -7.44% |
| 4 | Corpay | 26.98 Bn | 16.86 Bn | - | 32.18% |
| 5 | Fiserv | 26.21 Bn | 22.89 Bn | 2.90 Bn | 10.59% |
| 6 | Global Payments | 22.78 Bn | 571.86 Mn | 2.03 Bn | -3.54% |
| 7 | Guidewire Software | 15.75 Bn | 12.32 Bn | 269.68 Mn | 11.09% |
| 8 | Bitmine Immersion Technologies | 12.72 Bn | 10.10 Bn | 40.81 Mn | -81.60% |
| 9 | Chime Financial | 11.64 Bn | 7.44 Bn | 594.87 Mn | -1.28% |
| 10 | Jiayin | 68.94 Mn | -37.80 Mn | - | -3.40% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.40% |
| Mar 31, 2026 | 0.90% |
| Dec 31, 2025 | 14.36% |
| Sep 30, 2025 | 38.56% |
| Jun 30, 2025 | 42.21% |
| Mar 31, 2025 | 47.38% |
| Dec 31, 2024 | 44.20% |
| Sep 30, 2024 | 55.50% |
| Jun 30, 2024 | 60.10% |
| Mar 31, 2024 | 77.87% |
| Dec 31, 2023 | 87.26% |
| Sep 30, 2023 | 61.39% |
| Jun 30, 2023 | 84.56% |
| Mar 31, 2023 | 77.71% |
| Dec 31, 2022 | 99.66% |
| Sep 30, 2022 | 98.02% |
| Jun 30, 2022 | 132.82% |
| Mar 31, 2022 | 392.37% |
API Access
Jiayin Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();