Jiayin (JFIN) Return on Capital Employed [ROCE] (2024 - 2026)
Jiayin (JFIN) recorded Return on Capital Employed [ROCE] of 4.38% in Q2 2026, down 52.56 percentage points from 56.94% a year earlier and down 17.14 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) Return on Capital Employed [ROCE] (2024 - 2026) Analysis & Trends
For FY2025, Jiayin reported Return on Capital Employed [ROCE] of 53.95%, up 16.40 percentage points from FY2024.
- Annual Return on Capital Employed [ROCE] has a three-year change of -406.40 percentage points (FY2022 to FY2025).
- Across earlier years, Return on Capital Employed [ROCE] came in at 37.54% in FY2024 (-82.19 pp), 119.73% in FY2023 (-340.62 pp) and 460.35% in FY2022.
- The Q2 2026 figure is the lowest quarterly Return on Capital Employed [ROCE] in data going back to Q4 2021.
- On a year-over-year basis, Return on Capital Employed [ROCE] has declined for three consecutive quarters, with an average year-over-year change of -15.77 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Capital Employed [ROCE] in the last five years was a gain of 15.28 percentage points in Q3 2025, against a drop of 743.10 percentage points in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 21.52% (Q1 2026), 38.30% (Q4 2025) and 52.16% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.19 Bn | 8.42 Bn | - | 17.89% |
| 2 | Block | 46.01 Bn | 17.31 Bn | 3.17 Bn | 4.02% |
| 3 | Coinbase Global | 43.96 Bn | 766.05 Mn | - | 3.03% |
| 4 | Corpay | 26.76 Bn | 16.64 Bn | - | 20.94% |
| 5 | Fiserv | 26.39 Bn | 23.07 Bn | 2.90 Bn | 8.26% |
| 6 | Global Payments | 22.37 Bn | 156.18 Mn | 2.03 Bn | 2.55% |
| 7 | Guidewire Software | 15.89 Bn | 12.46 Bn | 269.68 Mn | 7.92% |
| 8 | Bitmine Immersion Technologies | 12.49 Bn | 9.87 Bn | 40.81 Mn | -82.57% |
| 9 | Jack Henry & Associates | 11.59 Bn | 11.49 Bn | 273.85 Mn | 24.98% |
| 10 | Jiayin | 67.63 Mn | -39.11 Mn | - | 4.38% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.38% |
| Mar 31, 2026 | 21.27% |
| Dec 31, 2025 | 38.22% |
| Dec 31, 2024 | 38.92% |
API Access
Jiayin Return on Capital Employed [ROCE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-capital-employed-%5Broce%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-capital-employed-[roce]", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-capital-employed-%5Broce%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();