Jiayin (JFIN) Return on Assets [ROA] (2019 - 2026)
Jiayin (JFIN) recorded Return on Assets [ROA] of 1.54% in Q2 2026, down 21.98 percentage points from 23.51% a year earlier and down 8.91 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) Return on Assets [ROA] (2019 - 2026) Analysis & Trends
For FY2025, Jiayin reported Return on Assets [ROA] of 22.09%, up 3.25 percentage points from FY2024.
- Annual Return on Assets [ROA] has a five-year change of -20.21 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 18.84% in FY2024 (-10.80 pp), 29.64% in FY2023 (-29.05 pp), 58.69% in FY2022 (-4.33 pp) and 63.02% in FY2021 (+20.72 pp).
- The Q2 2026 figure is the lowest quarterly Return on Assets [ROA] in data going back to Q1 2019.
- On a year-over-year basis, Return on Assets [ROA] has declined for three consecutive quarters, with an average year-over-year change of -6.13 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 11.89 percentage points in Q3 2021, against a drop of 24.09 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 10.45% (Q1 2026), 18.30% (Q4 2025) and 22.44% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.96 Bn | 8.18 Bn | - | 6.00% |
| 2 | Block | 45.64 Bn | 16.94 Bn | 3.17 Bn | 0.90% |
| 3 | Coinbase Global | 43.33 Bn | 136.50 Mn | - | -3.57% |
| 4 | Corpay | 26.79 Bn | 16.68 Bn | - | 4.19% |
| 5 | Fiserv | 26.58 Bn | 23.26 Bn | 2.90 Bn | 3.49% |
| 6 | Global Payments | 22.29 Bn | 83.30 Mn | 2.03 Bn | -1.33% |
| 7 | Guidewire Software | 15.90 Bn | 12.47 Bn | 269.68 Mn | 5.45% |
| 8 | Bitmine Immersion Technologies | 12.34 Bn | 9.72 Bn | 40.81 Mn | -81.35% |
| 9 | Jack Henry & Associates | 11.68 Bn | 11.59 Bn | 273.85 Mn | 16.23% |
| 10 | Jiayin | 67.63 Mn | -39.11 Mn | - | -1.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.70% |
| Mar 31, 2026 | 0.46% |
| Dec 31, 2025 | 7.52% |
| Sep 30, 2025 | 20.81% |
| Jun 30, 2025 | 23.33% |
| Mar 31, 2025 | 27.28% |
| Dec 31, 2024 | 24.78% |
| Sep 30, 2024 | 28.83% |
| Jun 30, 2024 | 29.48% |
| Mar 31, 2024 | 35.14% |
| Dec 31, 2023 | 35.98% |
| Sep 30, 2023 | 24.89% |
| Jun 30, 2023 | 32.78% |
| Mar 31, 2023 | 29.85% |
| Dec 31, 2022 | 37.61% |
| Sep 30, 2022 | 29.21% |
| Jun 30, 2022 | 28.02% |
| Mar 31, 2022 | 35.95% |
| Dec 31, 2021 | 24.83% |
| Sep 30, 2021 | 39.36% |
API Access
Jiayin Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();