Jefferson Capital (JCAP) Net Income towards Common Stockholders (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Net Income towards Common Stockholders of -$117.9 million for Q4 2025, down 1238.9% YoY from $10.4 million in Q4 2024, and down 441.19% sequentially from $34.6 million in Q3 2025.

Jefferson Capital (JCAP) Net Income towards Common Stockholders (2024 - 2025) Analysis & Trends

Jefferson Capital has disclosed Net Income towards Common Stockholders across 2 years of filings, most recently posting -$117.9 million for Q4 2025.

  • In Q4 2025, Net Income towards Common Stockholders fell 1238.9% year-over-year to -$117.9 million; the TTM figure through Dec 2025 stood at -$44.5 million (changed N/A YoY), while the FY2025 annual figure was $32.3 million, down 65.31% from the prior year.
  • Net Income towards Common Stockholders slipped to -$117.9 million in Q4 2025, from $34.6 million in the prior quarter.
  • Over the last five years, Net Income towards Common Stockholders for JCAP reached as high as $47.7 million in Q2 2025 and fell as low as -$117.9 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 291.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 60.73 Mn
10 Jefferson Capital 588.59 Mn 565.36 Mn - -117.93 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -117.93 Mn
Sep 30, 2025 34.56 Mn
Jun 30, 2025 47.65 Mn
Dec 31, 2024 -8.81 Mn
Sep 30, 2024 36.88 Mn
Jun 30, 2024 32.17 Mn