Jefferson Capital (JCAP) Net Income towards Common Stockholders (2024 - 2025)

Jefferson Capital (JCAP) reported Net Income towards Common Stockholders of -$117.9 million for Q4 2025, down 1238.9% year-over-year from $10.4 million in Q4 2024, and down 441.19% quarter-over-quarter from $34.6 million in Q3 2025.

Jefferson Capital (JCAP) Net Income towards Common Stockholders (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of Net Income towards Common Stockholders data on file, last reported at -$117.9 million in Q4 2025.

  • Net Income towards Common Stockholders for Q4 2025 came in at -$117.9 million, down 1238.9% year-over-year; the trailing twelve-month figure through Dec 2025 was -$44.5 million (changed N/A YoY), and the FY2025 annual result was $32.3 million, down 65.31% from the prior year.
  • Net Income towards Common Stockholders fell to -$117.9 million in Q4 2025 per JCAP's latest filing, from $34.6 million in the prior quarter.
  • Over five years, Net Income towards Common Stockholders peaked at $47.7 million in Q2 2025 and troughed at -$117.9 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.08 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 784.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 291.00 Mn
10 Jefferson Capital 487.44 Mn 464.21 Mn - -117.93 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -117.93 Mn
Sep 30, 2025 34.56 Mn
Jun 30, 2025 47.65 Mn
Dec 31, 2024 -8.81 Mn
Sep 30, 2024 36.88 Mn
Jun 30, 2024 32.17 Mn