Isabella Bank (ISBA) Provision for Credit Losses (2009 - 2026)
Isabella Bank's Provision for Credit Losses came in at $50,000 for Q3 2026, down 79.7% from $246,000 a year earlier and down 94.4% from the prior quarter.
Powered by 
Analysis
Isabella Bank (ISBA) Provision for Credit Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Isabella Bank reported Provision for Credit Losses of $1.98 million, down 2.0% year-over-year; for FY2025, it came in at -$563,000.
- Going back by year, Provision for Credit Losses was $1.88 million in FY2024 (+199.5%), $629,000 in FY2023 (+30.2%), $483,000 in FY2022 and -$518,000 in FY2021.
- The Q3 2026 figure represents the lowest quarterly Provision for Credit Losses since Q3 2023.
- Year-over-year, Provision for Credit Losses increased in three of the last eight quarters, with growth averaging 66.4%.
- The fastest year-over-year change in Provision for Credit Losses over five years came in Q1 2024 (growth of 856.1%), and the weakest in Q3 2026 (a decline of 79.7%).
- Business Quant data shows ISBA's Provision for Credit Losses at $895,000 (Q2 2026), $604,000 (Q1 2026) and $434,000 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Isabella Bank | 311.50 Mn | 55.04 Mn | - | -126,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -126,000.00 |
| Jun 30, 2026 | 895,000.00 |
| Mar 31, 2026 | 604,000.00 |
| Dec 31, 2025 | 434,000.00 |
| Sep 30, 2025 | -246,000.00 |
| Jun 30, 2025 | 1.19 Mn |
| Mar 31, 2025 | 212,000.00 |
| Dec 31, 2024 | 376,000.00 |
| Sep 30, 2024 | 946,000.00 |
| Jun 30, 2024 | 170,000.00 |
| Mar 31, 2024 | 392,000.00 |
| Dec 31, 2023 | 684,000.00 |
| Sep 30, 2023 | -320,000.00 |
| Jun 30, 2023 | 196,000.00 |
| Mar 31, 2023 | 41,000.00 |
| Dec 31, 2022 | -57,000.00 |
| Sep 30, 2022 | 18,000.00 |
| Jun 30, 2022 | 485,000.00 |
| Mar 31, 2022 | 37,000.00 |
| Dec 31, 2021 | 81,000.00 |
API Access
Isabella Bank Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();