Inter (INTR) Net Margin (2021 - 2026)
Inter's (INTR) quarterly Net Margin came in at 21.74% in Q2 2026, down 830.0% on a YoY basis from 2.98% in Q2 2025, and down 6.05% quarter-over-quarter from 23.14% in Q1 2026.
Analysis
Inter (INTR) Net Margin (2021 - 2026) Analysis & Trends
Inter (INTR) has reported Net Margin for 6 consecutive years, with 21.74% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin fell 830.0% year-over-year to 21.74%; the trailing twelve-month figure through Jun 2026 stood at 23.47% (up 433.0% YoY), and the FY2025 full-year result was 15.62%, up 145.0% from the prior year.
- Net Margin eased to 21.74% in Q2 2026 per INTR's latest filing, from 23.14% in the prior quarter.
- Across five years, Net Margin topped out at 30.04% in Q2 2025 and bottomed at 3.53% in Q3 2022.
- Historically, Net Margin has averaged 12.18% across 5 years, with a median of 13.28% in 2024.
- The sharpest annual moves came in 2025 and 2026: Net Margin soared 1652 bps in 2025, then slumped 830 bps in 2026.
- Over 5 years, Net Margin stood at 3.22% in 2022, then surged by 257 bps to 11.49% in 2023, then rose by 30 bps to 14.92% in 2024, then soared by 93 bps to 28.86% in 2025, then decreased by 25 bps to 21.74% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 21.74%, 23.14%, and 28.86% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,119.43 Bn | 1,530.93 Bn | 30.39 Bn | 27.72% |
| 2 | Morgan Stanley | 330.57 Bn | 170.43 Bn | - | 25.46% |
| 3 | Goldman Sachs | 305.73 Bn | -670.62 Bn | - | 31.46% |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | - |
| 5 | Royal Bank Of Canada | 290.20 Bn | 63.31 Bn | - | 32.48% |
| 6 | Wells Fargo & Company | 272.00 Bn | 68.03 Bn | - | 27.23% |
| 7 | American Express | 217.39 Bn | 168.07 Bn | 17.99 Bn | 15.84% |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | 11.41% |
| 9 | Toronto Dominion Bank | 207.43 Bn | 46.10 Bn | - | 26.78% |
| 10 | Inter | 2.55 Bn | 2.55 Bn | - | 21.74% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.74% |
| Mar 31, 2026 | 23.14% |
| Dec 31, 2025 | 28.86% |
| Sep 30, 2025 | 22.19% |
| Jun 30, 2025 | 30.04% |
| Mar 31, 2025 | 15.59% |
| Dec 31, 2024 | 14.92% |
| Sep 30, 2024 | 14.48% |
| Jun 30, 2024 | 13.52% |
| Mar 31, 2024 | 13.05% |
| Dec 31, 2023 | 11.49% |
| Sep 30, 2023 | 7.21% |
| Jun 30, 2023 | 2.77% |
| Mar 31, 2023 | 1.11% |
| Dec 31, 2022 | 3.22% |
| Sep 30, 2022 | -3.53% |
| Jun 30, 2022 | -0.97% |
| Mar 31, 2022 | 0.39% |
| Sep 30, 2021 | 2.43% |