Independent Bank INDB
NASDAQ INDB
$82.31 -0.23 (-0.28%)
As of: Sep 9, 2026 · 3:59 PM EDT

Independent Bank (INDB) Net Margin (2010 - 2026)

Independent Bank (INDB) posted Net Margin of 32.31% for Q2 2026, up 2.16% on a QoQ basis from 31.62% in Q1 2026, and up 420.0% year-over-year from 6.21% in Q2 2025.

Analysis

Independent Bank (INDB) Net Margin (2010 - 2026) Analysis & Trends

Independent Bank has reported Net Margin for 17 years, with the latest figure at 32.31% in Q2 2026.

  • On a quarterly basis, Net Margin rose 420.0% year-over-year to 32.31% in Q2 2026; TTM through Jun 2026 was 27.04%, a 56.0% increase from a year earlier, with the FY2025 full-year figure at 23.92%, down 393.0% from the prior year.
  • Net Margin was 32.31% for Q2 2026 at Independent Bank, up from 31.62% in the prior quarter.
  • The five-year high for Net Margin was 38.4% in Q4 2022, with the low at 14.06% in Q3 2025.
  • Average Net Margin over 5 years is 30.41%, with a median of 31.28% recorded in 2023.
  • The sharpest annual moves came in 2022 and 2025: Net Margin soared 3727 bps in 2022, then plunged 1045 bps in 2025.
  • Over 5 years, Net Margin stood at 38.4% in 2022, then decreased by 19 bps to 30.93% in 2023, then decreased by 9 bps to 28.29% in 2024, then climbed by 5 bps to 29.67% in 2025, then gained by 9 bps to 32.31% in 2026.
  • The last three Net Margin figures came in at 32.31% (Q2 2026), 31.62% (Q1 2026), and 29.67% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 28.85%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - 23.30%
4 M&T Bank 34.66 Bn 34.66 Bn - 30.85%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 24.18%
6 Citizens Financial 29.91 Bn 29.91 Bn - 24.27%
7 Regions Financial 25.92 Bn 25.99 Bn - 28.79%
8 Keycorp 23.68 Bn -24.02 Bn - 24.18%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 864.86%
10 Independent Bank 4.00 Bn 3.91 Bn - 32.31%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 32.31%
Mar 31, 2026 31.62%
Dec 31, 2025 29.67%
Sep 30, 2025 14.06%
Jun 30, 2025 28.11%
Mar 31, 2025 24.95%
Dec 31, 2024 28.29%
Sep 30, 2024 24.51%
Jun 30, 2024 30.15%
Mar 31, 2024 28.54%
Dec 31, 2023 30.93%
Sep 30, 2023 33.15%
Jun 30, 2023 34.18%
Mar 31, 2023 32.71%
Dec 31, 2022 38.40%
Sep 30, 2022 37.68%
Jun 30, 2022 35.76%
Mar 31, 2022 32.43%
Dec 31, 2021 1.12%
Sep 30, 2021 34.33%