Independent Bank (INDB) FCF Payout Ratio (2010 - 2026)
Independent Bank (INDB) posted quarterly FCF Payout Ratio of 0.26 for Q1 2026, down 87.85% year-over-year from 2.14 in Q1 2025, and down 33.09% quarter-over-quarter from 0.39 in Q4 2025.
Independent Bank (INDB) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Independent Bank's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.26 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 87.85% year-over-year to 0.26; the TTM figure through Mar 2026 stood at 0.32 (down 42.39% YoY), while the FY2025 annual figure was 0.43, down 5.34% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.26, down from 0.39 in the prior quarter.
- The five-year high for FCF Payout Ratio was 2.14 in Q1 2025, with the low at 0.18 in Q3 2022.
- The 5-year median for FCF Payout Ratio is 0.38 (2024), against an average of 0.48.
- The sharpest annual moves came in 2025 and 2026: FCF Payout Ratio soared 324.03% in 2025, then tumbled 87.85% in 2026.
- Independent Bank's FCF Payout Ratio stood at 0.21 in 2022, then surged by 145.94% to 0.51 in 2023, then advanced by 28.95% to 0.66 in 2024, then tumbled by 41.34% to 0.39 in 2025, then slumped by 33.09% to 0.26 in 2026.
- Business Quant data shows INDB's FCF Payout Ratio at 0.26 in Q1 2026, 0.39 in Q4 2025, and 0.51 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.15 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.76 Bn | 97.76 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.01 Bn | 96.01 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.80 Bn | -144.29 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.03 Bn | -81.28 Bn | - | - |
| 7 | Nu Holdings | 71.41 Bn | 57.72 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.64 Bn | 25.92 Bn | - | - |
| 10 | Independent Bank | 4.00 Bn | 3.92 Bn | - | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.46 |
| Mar 31, 2026 | 0.26 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.51 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 2.14 |
| Dec 31, 2024 | 0.66 |
| Sep 30, 2024 | 0.38 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.51 |
| Dec 31, 2023 | 0.51 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.53 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.27 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.65 |
| Sep 30, 2021 | 0.53 |