Independent Bank (INDB) FCF Payout Ratio (2010 - 2026)

Independent Bank's (INDB) quarterly FCF Payout Ratio came in at 0.26 in Q1 2026, down 87.85% year-on-year from 2.14 in Q1 2025, and down 33.09% quarter-over-quarter from 0.39 in Q4 2025.

Independent Bank (INDB) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Independent Bank's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.26 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 87.85% year-over-year to 0.26 in Q1 2026; TTM through Mar 2026 was 0.32, a 42.39% decrease from a year earlier, with the FY2025 full-year figure at 0.43, down 5.34% from the prior year.
  • FCF Payout Ratio retreated to 0.26 in Q1 2026 per INDB's latest filing, from 0.39 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 2.14 in Q1 2025 and bottomed at 0.18 in Q3 2022.
  • The 5-year median for FCF Payout Ratio is 0.38 (2024), against an average of 0.48.
  • Across the five-year window, FCF Payout Ratio soared 324.03% in 2025 and plunged 87.85% in 2026, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.21 in 2022, then soared by 145.94% to 0.51 in 2023, then climbed by 28.95% to 0.66 in 2024, then slumped by 41.34% to 0.39 in 2025, then sank by 33.09% to 0.26 in 2026.
  • Per Business Quant, the three latest INDB FCF Payout Ratio figures stand at 0.26 (Q1 2026), 0.39 (Q4 2025), and 0.51 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Independent Bank 4.15 Bn 4.10 Bn - 0.26

Historic Data

Download Data
DateValue
Mar 31, 2026 0.26
Dec 31, 2025 0.39
Sep 30, 2025 0.51
Jun 30, 2025 0.25
Mar 31, 2025 2.14
Dec 31, 2024 0.66
Sep 30, 2024 0.38
Jun 30, 2024 0.39
Mar 31, 2024 0.51
Dec 31, 2023 0.51
Sep 30, 2023 0.31
Jun 30, 2023 0.28
Mar 31, 2023 0.53
Dec 31, 2022 0.21
Sep 30, 2022 0.18
Jun 30, 2022 0.27
Mar 31, 2022 0.34
Dec 31, 2021 0.65
Sep 30, 2021 0.53
Jun 30, 2021 0.35