Independent Bank INDB
NASDAQ INDB
$83.29 -0.22 (-0.26%)
As of: Aug 21, 2026 · 12:45 PM EDT

Independent Bank (INDB) FCF Payout Ratio (2010 - 2026)

Independent Bank (INDB) posted quarterly FCF Payout Ratio of 0.26 for Q1 2026, down 87.85% year-over-year from 2.14 in Q1 2025, and down 33.09% quarter-over-quarter from 0.39 in Q4 2025.

Independent Bank (INDB) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Independent Bank's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.26 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 87.85% year-over-year to 0.26; the TTM figure through Mar 2026 stood at 0.32 (down 42.39% YoY), while the FY2025 annual figure was 0.43, down 5.34% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.26, down from 0.39 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.14 in Q1 2025, with the low at 0.18 in Q3 2022.
  • The 5-year median for FCF Payout Ratio is 0.38 (2024), against an average of 0.48.
  • The sharpest annual moves came in 2025 and 2026: FCF Payout Ratio soared 324.03% in 2025, then tumbled 87.85% in 2026.
  • Independent Bank's FCF Payout Ratio stood at 0.21 in 2022, then surged by 145.94% to 0.51 in 2023, then advanced by 28.95% to 0.66 in 2024, then tumbled by 41.34% to 0.39 in 2025, then slumped by 33.09% to 0.26 in 2026.
  • Business Quant data shows INDB's FCF Payout Ratio at 0.26 in Q1 2026, 0.39 in Q4 2025, and 0.51 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Hdfc Bank 121.15 Bn 84.95 Bn - -
2 Pnc Financial Services 97.76 Bn 97.76 Bn - 0.32
3 Us Bancorp 96.01 Bn 96.01 Bn - 0.17
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.80 Bn -144.29 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.03 Bn -81.28 Bn - -
7 Nu Holdings 71.41 Bn 57.72 Bn 2.35 Bn -
8 Truist Financial 61.56 Bn 61.56 Bn - 0.67
9 Fifth Third Bancorp 49.64 Bn 25.92 Bn - -
10 Independent Bank 4.00 Bn 3.92 Bn - 0.46

Historic Data

Download Data
DateValue
Jun 30, 2026 0.46
Mar 31, 2026 0.26
Dec 31, 2025 0.39
Sep 30, 2025 0.51
Jun 30, 2025 0.25
Mar 31, 2025 2.14
Dec 31, 2024 0.66
Sep 30, 2024 0.38
Jun 30, 2024 0.39
Mar 31, 2024 0.51
Dec 31, 2023 0.51
Sep 30, 2023 0.31
Jun 30, 2023 0.28
Mar 31, 2023 0.53
Dec 31, 2022 0.21
Sep 30, 2022 0.18
Jun 30, 2022 0.27
Mar 31, 2022 0.34
Dec 31, 2021 0.65
Sep 30, 2021 0.53