Independent Bank (INDB) EBT Margin (2009 - 2026)
Independent Bank (INDB) reported EBT Margin of 42.16% for Q2 2026, up 5.96 percentage points from 36.20% a year earlier and up 0.89 percentage points from the prior quarter.
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Analysis
Independent Bank (INDB) EBT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Independent Bank's EBT Margin came in at 34.90%, up 1.02 percentage points year-over-year; for FY2025, it came in at 30.57%, down 5.26 percentage points from FY2024.
- EBT Margin has declined for three consecutive years, with a five-year change of -1.32 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 35.83% in FY2024 (-7.27 pp), 43.10% in FY2023 (-4.67 pp), 47.77% in FY2022 (+16.90 pp) and 30.88% in FY2021 (-1.02 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin since Q3 2023.
- Year over year, EBT Margin has now increased in each of the last three quarters, with an average year-over-year change of -2.63 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q4 2022 (a gain of 50.72 percentage points); the low point was Q4 2021 (a drop of 38.74 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 41.27% (Q1 2026), 37.34% (Q4 2025) and 18.21% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Independent Bank | 3.98 Bn | 3.90 Bn | - | 44.68% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 44.68% |
| Jun 30, 2026 | 42.16% |
| Mar 31, 2026 | 41.27% |
| Dec 31, 2025 | 37.34% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 36.20% |
| Mar 31, 2025 | 32.11% |
| Dec 31, 2024 | 35.58% |
| Sep 30, 2024 | 31.56% |
| Jun 30, 2024 | 39.00% |
| Mar 31, 2024 | 37.34% |
| Dec 31, 2023 | 40.03% |
| Sep 30, 2023 | 43.69% |
| Jun 30, 2023 | 45.14% |
| Mar 31, 2023 | 43.44% |
| Dec 31, 2022 | 49.98% |
| Sep 30, 2022 | 49.83% |
| Jun 30, 2022 | 47.58% |
| Mar 31, 2022 | 42.88% |
| Dec 31, 2021 | -0.74% |
API Access
Independent Bank EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=INDB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "INDB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=INDB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();