Independent Bank (INDB) EBT Margin (2010 - 2026)
Independent Bank's (INDB) quarterly EBT Margin came in at 45.08% in Q1 2026, up 542.0% year-on-year from 7.02% in Q1 2025, and up 146.88% quarter-over-quarter from 18.26% in Q4 2025.
Independent Bank (INDB) EBT Margin (2010 - 2026) Analysis & Trends
Independent Bank's EBT Margin history runs 17 years deep, the most recent figure standing at 45.08% for Q1 2026.
- On a quarterly basis, EBT Margin rose 542.0% year-over-year to 45.08% in Q1 2026; TTM through Mar 2026 was 27.23%, a 1131.0% decrease from a year earlier, with the FY2025 full-year figure at 33.87%, down 587.0% from the prior year.
- EBT Margin improved to 45.08% in Q1 2026 per INDB's latest filing, from 18.26% in the prior quarter.
- Across five years, EBT Margin topped out at 122.06% in Q3 2023 and bottomed at 18.26% in Q4 2025.
- The 5-year median for EBT Margin is 45.08% (2026), against an average of 47.22%.
- Across the five-year window, EBT Margin surged 6850 bps in 2023 and plunged 8802 bps in 2024, its largest moves.
- Year by year, EBT Margin stood at 49.47% in 2022, then plunged by 36 bps to 31.58% in 2023, then dropped by 9 bps to 28.65% in 2024, then sank by 36 bps to 18.26% in 2025, then soared by 147 bps to 45.08% in 2026.
- Per Business Quant, the three latest INDB EBT Margin figures stand at 45.08% (Q1 2026), 18.26% (Q4 2025), and 19.8% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,288.96% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 803.69% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 167.25% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 39.06% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 46.65% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 35.47% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 40.87% |
| 10 | Independent Bank | 4.16 Bn | 4.11 Bn | - | 45.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 45.08% |
| Dec 31, 2025 | 18.26% |
| Sep 30, 2025 | 19.80% |
| Jun 30, 2025 | 40.83% |
| Mar 31, 2025 | 39.66% |
| Dec 31, 2024 | 28.65% |
| Sep 30, 2024 | 34.04% |
| Jun 30, 2024 | 65.63% |
| Mar 31, 2024 | 66.41% |
| Dec 31, 2023 | 31.58% |
| Sep 30, 2023 | 122.06% |
| Jun 30, 2023 | 45.14% |
| Mar 31, 2023 | 43.44% |
| Dec 31, 2022 | 49.47% |
| Sep 30, 2022 | 53.56% |
| Jun 30, 2022 | 51.03% |
| Mar 31, 2022 | 48.18% |
| Dec 31, 2021 | -1.29% |
| Sep 30, 2021 | 53.66% |
| Jun 30, 2021 | 42.27% |