KPIs & Operating Metrics(New)

Independent Bank (INDB) EBT Margin (2010 - 2026)

Independent Bank's quarterly EBT Margin came in at 41.27% in Q1 2026, up 916.0% year-on-year from 4.06% in Q1 2025, and up 10.54% quarter-over-quarter from 37.34% in Q4 2025.

Independent Bank has reported EBT Margin for 17 years, with the latest figure at 41.27% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 916.0% year-over-year to 41.27%; the trailing twelve-month figure through Mar 2026 stood at 33.18% (down 134.0% YoY), and the FY2025 full-year result was 30.57%, down 526.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 41.27%, up from 37.34% in the prior quarter.
  • The five-year high for EBT Margin was 49.98% in Q4 2022, with the low at 18.21% in Q3 2025.
  • Average EBT Margin over 5 years is 39.48%, with a median of 40.03% recorded in 2023.
  • Year-over-year, EBT Margin soared 5072 bps in 2022 and plunged 1335 bps in 2025.
  • Tracing INDB's EBT Margin over 5 years: stood at 49.98% in 2022, then slipped by 20 bps to 40.03% in 2023, then decreased by 11 bps to 35.58% in 2024, then increased by 5 bps to 37.34% in 2025, then advanced by 11 bps to 41.27% in 2026.
  • The last three EBT Margin figures came in at 41.27% (Q1 2026), 37.34% (Q4 2025), and 18.21% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 311.44%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 33.63%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 27.98%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 35.47%
10 Independent Bank 3.86 Bn 3.77 Bn - 41.27%

Historic Data

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DateValue
Mar 31, 2026 41.27%
Dec 31, 2025 37.34%
Sep 30, 2025 18.21%
Jun 30, 2025 36.20%
Mar 31, 2025 32.11%
Dec 31, 2024 35.58%
Sep 30, 2024 31.56%
Jun 30, 2024 39.00%
Mar 31, 2024 37.34%
Dec 31, 2023 40.03%
Sep 30, 2023 43.69%
Jun 30, 2023 45.14%
Mar 31, 2023 43.44%
Dec 31, 2022 49.98%
Sep 30, 2022 49.83%
Jun 30, 2022 47.58%
Mar 31, 2022 42.88%
Dec 31, 2021 -0.74%
Sep 30, 2021 46.44%
Jun 30, 2021 42.27%
Mar 31, 2021 44.40%
Dec 31, 2020 38.00%
Sep 30, 2020 38.32%
Jun 30, 2020 27.40%
Mar 31, 2020 23.94%
Dec 31, 2019 46.40%
Sep 30, 2019 50.49%
Jun 30, 2019 30.17%
Mar 31, 2019 44.92%
Dec 31, 2018 36.80%
Sep 30, 2018 43.20%
Jun 30, 2018 42.47%
Mar 31, 2018 38.92%
Dec 31, 2017 41.20%
Sep 30, 2017 41.59%
Jun 30, 2017 36.75%
Mar 31, 2017 37.59%
Dec 31, 2016 30.90%
Sep 30, 2016 38.77%
Jun 30, 2016 38.49%
Mar 31, 2016 36.52%
Dec 31, 2015 37.11%
Sep 30, 2015 35.62%
Jun 30, 2015 33.33%
Mar 31, 2015 19.66%
Dec 31, 2014 32.47%
Sep 30, 2014 33.23%
Jun 30, 2014 31.38%
Mar 31, 2014 28.77%
Dec 31, 2013 20.78%
Sep 30, 2013 31.51%
Jun 30, 2013 27.35%
Mar 31, 2013 27.01%
Dec 31, 2012 20.96%
Sep 30, 2012 25.94%
Jun 30, 2012 21.02%
Mar 31, 2012 30.14%
Dec 31, 2011 27.45%
Sep 30, 2011 30.68%
Jun 30, 2011 27.38%
Mar 31, 2011 28.46%
Dec 31, 2010 27.65%
Sep 30, 2010 28.02%
Jun 30, 2010 19.66%