Independent Bank (INDB) EBT Margin (2010 - 2026)
Independent Bank (INDB) posted EBT Margin of 42.16% for Q2 2026, up 2.15% on a QoQ basis from 41.27% in Q1 2026, and up 596.0% year-over-year from 6.06% in Q2 2025.
Analysis
Independent Bank (INDB) EBT Margin (2010 - 2026) Analysis & Trends
Independent Bank has reported EBT Margin for 17 years, with the latest figure at 42.16% in Q2 2026.
- On a quarterly basis, EBT Margin rose 596.0% year-over-year to 42.16% in Q2 2026; TTM through Jun 2026 was 34.9%, a 102.0% increase from a year earlier, with the FY2025 full-year figure at 30.57%, down 526.0% from the prior year.
- EBT Margin was 42.16% for Q2 2026 at Independent Bank, up from 41.27% in the prior quarter.
- The five-year high for EBT Margin was 49.98% in Q4 2022, with the low at 18.21% in Q3 2025.
- Average EBT Margin over 5 years is 39.63%, with a median of 40.65% recorded in 2026.
- The sharpest annual moves came in 2022 and 2025: EBT Margin surged 5072 bps in 2022, then tumbled 1335 bps in 2025.
- Over 5 years, EBT Margin stood at 49.98% in 2022, then slipped by 20 bps to 40.03% in 2023, then decreased by 11 bps to 35.58% in 2024, then increased by 5 bps to 37.34% in 2025, then climbed by 13 bps to 42.16% in 2026.
- The last three EBT Margin figures came in at 42.16% (Q2 2026), 41.27% (Q1 2026), and 37.34% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 31.64% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 33.07% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 33.08% |
| 10 | Independent Bank | 3.95 Bn | 3.86 Bn | - | 42.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 42.16% |
| Mar 31, 2026 | 41.27% |
| Dec 31, 2025 | 37.34% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 36.20% |
| Mar 31, 2025 | 32.11% |
| Dec 31, 2024 | 35.58% |
| Sep 30, 2024 | 31.56% |
| Jun 30, 2024 | 39.00% |
| Mar 31, 2024 | 37.34% |
| Dec 31, 2023 | 40.03% |
| Sep 30, 2023 | 43.69% |
| Jun 30, 2023 | 45.14% |
| Mar 31, 2023 | 43.44% |
| Dec 31, 2022 | 49.98% |
| Sep 30, 2022 | 49.83% |
| Jun 30, 2022 | 47.58% |
| Mar 31, 2022 | 42.88% |
| Dec 31, 2021 | -0.74% |
| Sep 30, 2021 | 46.44% |