Independent Bank (INDB) EBT Margin (2010 - 2026)
Independent Bank (INDB) posted quarterly EBT Margin of 45.08% for Q1 2026, up 542.0% year-over-year from 7.02% in Q1 2025, and up 5.07% quarter-over-quarter from 42.91% in Q4 2025.
Independent Bank (INDB) EBT Margin (2010 - 2026) Analysis & Trends
Independent Bank's EBT Margin history runs 17 years deep, the most recent figure standing at 45.08% for Q1 2026.
- In Q1 2026, EBT Margin rose 542.0% year-over-year to 45.08%; the TTM figure through Mar 2026 stood at 36.93% (up 801.0% YoY), while the FY2025 annual figure was 33.87%, down 587.0% from the prior year.
- EBT Margin for Q1 2026 stood at 45.08%, up from 42.91% in the prior quarter.
- The five-year high for EBT Margin was 122.06% in Q3 2023, with the low at 14.69% in Q4 2024.
- The 5-year median for EBT Margin is 45.08% (2026), against an average of 47.43%.
- The sharpest annual moves came in 2023 and 2024: EBT Margin surged 6850 bps in 2023, then tumbled 8802 bps in 2024.
- Independent Bank's EBT Margin stood at 49.2% in 2022, then tumbled by 50 bps to 24.65% in 2023, then sank by 40 bps to 14.69% in 2024, then soared by 192 bps to 42.91% in 2025, then advanced by 5 bps to 45.08% in 2026.
- Business Quant data shows INDB's EBT Margin at 45.08% in Q1 2026, 42.91% in Q4 2025, and 19.8% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Independent Bank | 4.01 Bn | 3.93 Bn | - | 42.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 42.16% |
| Mar 31, 2026 | 45.08% |
| Dec 31, 2025 | 42.91% |
| Sep 30, 2025 | 19.80% |
| Jun 30, 2025 | 40.83% |
| Mar 31, 2025 | 39.66% |
| Dec 31, 2024 | 14.69% |
| Sep 30, 2024 | 34.04% |
| Jun 30, 2024 | 65.63% |
| Mar 31, 2024 | 66.41% |
| Dec 31, 2023 | 24.65% |
| Sep 30, 2023 | 122.06% |
| Jun 30, 2023 | 45.14% |
| Mar 31, 2023 | 43.44% |
| Dec 31, 2022 | 49.20% |
| Sep 30, 2022 | 53.56% |
| Jun 30, 2022 | 51.03% |
| Mar 31, 2022 | 48.18% |
| Dec 31, 2021 | -1.29% |
| Sep 30, 2021 | 53.66% |