Independent Bank (INDB) EBT Margin (2010 - 2026)
Independent Bank (INDB) recorded quarterly EBT Margin of 41.27% in Q1 2026, up 10.54% quarter-over-quarter from 37.34% in Q4 2025, and up 916.0% on a YoY basis from 4.06% in Q1 2025.
Independent Bank (INDB) EBT Margin (2010 - 2026) Analysis & Trends
Independent Bank's EBT Margin history runs 17 years deep, the most recent figure standing at 41.27% for Q1 2026.
- In Q1 2026, EBT Margin rose 916.0% year-over-year to 41.27%; the TTM figure through Mar 2026 stood at 33.18% (down 134.0% YoY), while the FY2025 annual figure was 30.57%, down 526.0% from the prior year.
- EBT Margin was 41.27% for Q1 2026 at Independent Bank, up from 37.34% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 49.98% in Q4 2022 to a low of 18.21% in Q3 2025.
- Historically, EBT Margin has averaged 39.48% across 5 years, with a median of 40.03% in 2023.
- The sharpest annual moves came in 2022 and 2025: EBT Margin jumped 5072 bps in 2022, then plunged 1335 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 49.98% in 2022, then decreased by 20 bps to 40.03% in 2023, then retreated by 11 bps to 35.58% in 2024, then grew by 5 bps to 37.34% in 2025, then gained by 11 bps to 41.27% in 2026.
- The last three EBT Margin figures came in at 41.27% (Q1 2026), 37.34% (Q4 2025), and 18.21% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Independent Bank | 4.07 Bn | 3.99 Bn | - | 41.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 41.27% |
| Dec 31, 2025 | 37.34% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 36.20% |
| Mar 31, 2025 | 32.11% |
| Dec 31, 2024 | 35.58% |
| Sep 30, 2024 | 31.56% |
| Jun 30, 2024 | 39.00% |
| Mar 31, 2024 | 37.34% |
| Dec 31, 2023 | 40.03% |
| Sep 30, 2023 | 43.69% |
| Jun 30, 2023 | 45.14% |
| Mar 31, 2023 | 43.44% |
| Dec 31, 2022 | 49.98% |
| Sep 30, 2022 | 49.83% |
| Jun 30, 2022 | 47.58% |
| Mar 31, 2022 | 42.88% |
| Dec 31, 2021 | -0.74% |
| Sep 30, 2021 | 46.44% |
| Jun 30, 2021 | 42.27% |