Independent Bank (INDB) EBIT Margin (2010 - 2026)
Independent Bank (INDB) posted EBIT Margin of 73.09% for Q2 2026, up 1.44% on a QoQ basis from 72.06% in Q1 2026, and down 199.0% year-over-year from 73.83% in Q2 2025.
Analysis
Independent Bank (INDB) EBIT Margin (2010 - 2026) Analysis & Trends
Independent Bank has reported EBIT Margin for 17 years, with the latest figure at 73.09% in Q2 2026.
- On a quarterly basis, EBIT Margin fell 199.0% year-over-year to 73.09% in Q2 2026; TTM through Jun 2026 was 68.04%, a 567.0% decrease from a year earlier, with the FY2025 full-year figure at 67.14%, down 1088.0% from the prior year.
- EBIT Margin was 73.09% for Q2 2026 at Independent Bank, up from 72.06% in the prior quarter.
- The five-year high for EBIT Margin was 82.42% in Q2 2024, with the low at 44.83% in Q1 2022.
- Average EBIT Margin over 5 years is 67.26%, with a median of 71.44% recorded in 2025.
- The sharpest annual moves came in 2022 and 2025: EBIT Margin jumped 5634 bps in 2022, then plunged 1854 bps in 2025.
- Over 5 years, EBIT Margin stood at 57.84% in 2022, then increased by 30 bps to 75.07% in 2023, then climbed by 1 bps to 76.1% in 2024, then dropped by 7 bps to 70.83% in 2025, then grew by 3 bps to 73.09% in 2026.
- The last three EBIT Margin figures came in at 73.09% (Q2 2026), 72.06% (Q1 2026), and 70.83% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 66.98% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 78.46% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 73.02% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 62.35% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | Independent Bank | 4.00 Bn | 3.91 Bn | - | 73.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 73.09% |
| Mar 31, 2026 | 72.06% |
| Dec 31, 2025 | 70.83% |
| Sep 30, 2025 | 55.71% |
| Jun 30, 2025 | 75.08% |
| Mar 31, 2025 | 69.41% |
| Dec 31, 2024 | 76.10% |
| Sep 30, 2024 | 74.25% |
| Jun 30, 2024 | 82.42% |
| Mar 31, 2024 | 79.52% |
| Dec 31, 2023 | 75.07% |
| Sep 30, 2023 | 72.61% |
| Jun 30, 2023 | 70.32% |
| Mar 31, 2023 | 58.36% |
| Dec 31, 2022 | 57.84% |
| Sep 30, 2022 | 53.69% |
| Jun 30, 2022 | 49.47% |
| Mar 31, 2022 | 44.83% |
| Dec 31, 2021 | 1.50% |
| Sep 30, 2021 | 48.95% |