Independent Bank (INDB) Asset Utilization Ratio (2011 - 2026)

Independent Bank's (INDB) quarterly Asset Utilization Ratio came in at 0.05 in Q1 2026, up 43.03% year-on-year from 0.03 in Q1 2025, and up 8.78% quarter-over-quarter from 0.04 in Q4 2025.

Independent Bank (INDB) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Independent Bank's Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.05 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 43.03% year-over-year to 0.05 in Q1 2026; TTM through Mar 2026 was 0.05, a 43.03% increase from a year earlier, with the FY2025 full-year figure at 0.03, up 8.84% from the prior year.
  • Asset Utilization Ratio advanced to 0.05 in Q1 2026 per INDB's latest filing, from 0.04 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.05 in Q1 2026 and bottomed at 0.02 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.03 (2023), against an average of 0.03.
  • Across the five-year window, Asset Utilization Ratio surged 68.96% in 2023 and slumped 35.15% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then fell by 3.12% to 0.03 in 2023, then retreated by 12.77% to 0.03 in 2024, then soared by 41.13% to 0.04 in 2025, then rose by 8.78% to 0.05 in 2026.
  • Per Business Quant, the three latest INDB Asset Utilization Ratio figures stand at 0.05 (Q1 2026), 0.04 (Q4 2025), and 0.03 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Independent Bank 4.15 Bn 4.10 Bn - 0.05

Historic Data

Download Data
DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.04
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.02
Mar 31, 2022 0.02
Dec 31, 2021 0.02
Sep 30, 2021 0.03
Jun 30, 2021 0.03