First Internet Bancorp (INBK) Net Margin (2012 - 2026)
First Internet Bancorp's Net Margin came in at 5.76% for Q2 2026, up 5.18 percentage points from 0.58% a year earlier but down 0.06 percentage points from the prior quarter.
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Analysis
First Internet Bancorp (INBK) Net Margin (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Internet Bancorp reported Net Margin of -24.34%, down 35.20 percentage points year-over-year; for FY2025, it was -30.19%, down 48.96 percentage points from FY2024.
- Net Margin carries a five-year change of -59.39 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 18.76% in FY2024 (+10.43 pp), 8.33% in FY2023 (-21.70 pp), 30.03% in FY2022 (-10.27 pp) and 40.30% in FY2021 (+11.10 pp).
- The five-year range for quarterly Net Margin is -1303.04% (Q3 2025) to 42.08% (Q3 2021).
- Year-over-year, Net Margin increased in four of the last eight quarters, with an average year-over-year change of -167.93 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q1 2024 (a gain of 29.87 percentage points), and the weakest in Q3 2025 (a drop of 1323.72 percentage points).
- Business Quant data shows INBK's Net Margin at 5.82% (Q1 2026), 12.68% (Q4 2025) and -1303.04% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First Internet Bancorp | 222.14 Mn | -1.90 Bn | - | 10.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.97% |
| Jun 30, 2026 | 5.76% |
| Mar 31, 2026 | 5.82% |
| Dec 31, 2025 | 12.68% |
| Sep 30, 2025 | -1,303.04% |
| Jun 30, 2025 | 0.58% |
| Mar 31, 2025 | 2.65% |
| Dec 31, 2024 | 18.56% |
| Sep 30, 2024 | 20.68% |
| Jun 30, 2024 | 17.85% |
| Mar 31, 2024 | 17.82% |
| Dec 31, 2023 | 15.23% |
| Sep 30, 2023 | 13.75% |
| Jun 30, 2023 | 16.16% |
| Mar 31, 2023 | -12.06% |
| Dec 31, 2022 | 23.11% |
| Sep 30, 2022 | 29.80% |
| Jun 30, 2022 | 31.82% |
| Mar 31, 2022 | 34.42% |
| Dec 31, 2021 | 39.99% |
API Access
First Internet Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=INBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "INBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=INBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();