First Internet Bancorp (INBK) Net Margin (2012 - 2026)
First Internet Bancorp's Net Margin came in at 44.78% for Q2 2026, up 38.56 percentage points from 6.22% a year earlier but down 0.51 percentage points from the prior quarter.
First Internet Bancorp (INBK) Net Margin (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Internet Bancorp reported Net Margin of -173.78%, down 300.62 percentage points year-over-year; for FY2025, it was -263.83%, down 497.65 percentage points from FY2024.
- Net Margin carries a five-year change of -371.15 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 233.82% in FY2024 (+115.22 pp), 118.60% in FY2023 (-234.38 pp), 352.97% in FY2022 (+98.79 pp) and 254.18% in FY2021 (+146.86 pp).
- The five-year range for quarterly Net Margin is -1303.04% (Q3 2025) to 394.39% (Q3 2022).
- Year-over-year, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -243.89 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q1 2024 (a gain of 381.29 percentage points), and the weakest in Q3 2025 (a drop of 1575.13 percentage points).
- Business Quant data shows INBK's Net Margin at 45.29% (Q1 2026), 130.05% (Q4 2025) and -1303.04% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.76% |
| Mar 31, 2026 | 5.82% |
| Dec 31, 2025 | 12.68% |
| Sep 30, 2025 | -1,303.04% |
| Jun 30, 2025 | 0.58% |
| Mar 31, 2025 | 2.65% |
| Dec 31, 2024 | 18.56% |
| Sep 30, 2024 | 20.68% |
| Jun 30, 2024 | 17.85% |
| Mar 31, 2024 | 17.82% |
| Dec 31, 2023 | 15.23% |
| Sep 30, 2023 | 13.75% |
| Jun 30, 2023 | 16.16% |
| Mar 31, 2023 | -12.06% |
| Dec 31, 2022 | 23.11% |
| Sep 30, 2022 | 29.80% |
| Jun 30, 2022 | 31.82% |
| Mar 31, 2022 | 34.42% |
| Dec 31, 2021 | 39.99% |
| Sep 30, 2021 | 42.08% |
First Internet Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=INBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "INBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=INBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();