First Internet Bancorp (INBK) FCF Margin (2012 - 2026)
First Internet Bancorp (INBK) recorded FCF Margin of 58.99% in Q2 2026, up 329.72 percentage points from -270.73% a year earlier but down 115.55 percentage points from the prior quarter.
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Analysis
First Internet Bancorp (INBK) FCF Margin (2012 - 2026) Analysis & Trends
On a TTM basis, First Internet Bancorp's FCF Margin came in at 123.84% as of Jun 30, 2026, up 169.57 percentage points year-over-year; for FY2025, it was 1.91%, down 5.81 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +14.29 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 7.72% in FY2024 (+1.47 pp), 6.25% in FY2023 (-48.85 pp), 55.10% in FY2022 (+34.20 pp) and 20.89% in FY2021 (+33.28 pp).
- Quarterly FCF Margin has ranged from -270.73% in Q2 2025 to 1158.11% in Q3 2025 over the past five years.
- On a year-over-year basis, FCF Margin has increased for four consecutive quarters, with an average year-over-year change of +167.54 percentage points over the last eight quarters.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 1158.91 percentage points in Q3 2025, against a drop of 318.53 percentage points in Q2 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 174.53% (Q1 2026), 56.20% (Q4 2025) and 1158.11% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First Internet Bancorp | 222.14 Mn | -1.90 Bn | - | 66.83% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 66.83% |
| Jun 30, 2026 | 58.99% |
| Mar 31, 2026 | 174.53% |
| Dec 31, 2025 | 56.20% |
| Sep 30, 2025 | 1,158.11% |
| Jun 30, 2025 | -270.73% |
| Mar 31, 2025 | 91.89% |
| Dec 31, 2024 | -16.84% |
| Sep 30, 2024 | -0.80% |
| Jun 30, 2024 | 47.80% |
| Mar 31, 2024 | 6.36% |
| Dec 31, 2023 | 43.76% |
| Sep 30, 2023 | 9.61% |
| Jun 30, 2023 | -46.51% |
| Mar 31, 2023 | 12.77% |
| Dec 31, 2022 | 21.10% |
| Sep 30, 2022 | 70.79% |
| Jun 30, 2022 | 61.06% |
| Mar 31, 2022 | 64.64% |
| Dec 31, 2021 | 14.33% |
API Access
First Internet Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=INBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "INBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=INBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();