International Bancshares Corp (IBOC) Net Margin (2009 - 2026)
International Bancshares' Net Margin was 261.86% in Q2 2026, down 19.62 percentage points from 281.48% a year earlier and down 29.01 percentage points from the prior quarter.
International Bancshares Corp (IBOC) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, International Bancshares' Net Margin was 283.37% through Jun 30, 2026, down 7.21 percentage points year-over-year; for FY2025, it was 286.79%, up 0.15 percentage points from FY2024.
- Net Margin shows a five-year change of +145.94 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 286.64% in FY2024 (-4.57 pp), 291.20% in FY2023 (+71.42 pp), 219.79% in FY2022 (+22.17 pp) and 197.62% in FY2021 (+56.77 pp).
- The Q2 2026 figure marks the lowest quarterly Net Margin since Q3 2022.
- Compared with a year earlier, Net Margin was higher in five of the last eight quarters, with an average year-over-year change of +0.95 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q4 2022 (a gain of 139.72 percentage points); the worst was Q2 2022 (a drop of 119.05 percentage points).
- Per Business Quant data, IBOC's Net Margin in the three quarters before Q2 2026 was 290.87% (Q1 2026), 284.39% (Q4 2025) and 296.64% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.60% |
| Mar 31, 2026 | 49.02% |
| Dec 31, 2025 | 49.10% |
| Sep 30, 2025 | 49.69% |
| Jun 30, 2025 | 48.11% |
| Mar 31, 2025 | 48.88% |
| Dec 31, 2024 | 55.26% |
| Sep 30, 2024 | 47.11% |
| Jun 30, 2024 | 46.68% |
| Mar 31, 2024 | 47.28% |
| Dec 31, 2023 | 50.41% |
| Sep 30, 2023 | 48.55% |
| Jun 30, 2023 | 49.22% |
| Mar 31, 2023 | 49.45% |
| Dec 31, 2022 | 51.36% |
| Sep 30, 2022 | 43.91% |
| Jun 30, 2022 | 39.67% |
| Mar 31, 2022 | 40.05% |
| Dec 31, 2021 | 41.74% |
| Sep 30, 2021 | 38.53% |
International Bancshares Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "IBOC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();