International Bancshares (IBOC) Net Margin (2009 - 2026)
International Bancshares' Net Margin was 261.86% in Q2 2026, down 19.62 percentage points from 281.48% a year earlier and down 29.01 percentage points from the prior quarter.
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Analysis
International Bancshares (IBOC) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, International Bancshares' Net Margin was 283.37% through Jun 30, 2026, down 7.21 percentage points year-over-year; for FY2025, it was 286.79%, up 0.15 percentage points from FY2024.
- Net Margin shows a five-year change of +145.94 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 286.64% in FY2024 (-4.57 pp), 291.20% in FY2023 (+71.42 pp), 219.79% in FY2022 (+22.17 pp) and 197.62% in FY2021 (+56.77 pp).
- The Q2 2026 figure marks the lowest quarterly Net Margin since Q3 2022.
- Compared with a year earlier, Net Margin was higher in five of the last eight quarters, with an average year-over-year change of +0.95 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q4 2022 (a gain of 139.72 percentage points); the worst was Q2 2022 (a drop of 119.05 percentage points).
- Per Business Quant data, IBOC's Net Margin in the three quarters before Q2 2026 was 290.87% (Q1 2026), 284.39% (Q4 2025) and 296.64% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | International Bancshares | 4.32 Bn | 4.32 Bn | - | 261.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 261.86% |
| Mar 31, 2026 | 290.87% |
| Dec 31, 2025 | 284.39% |
| Sep 30, 2025 | 296.64% |
| Jun 30, 2025 | 281.48% |
| Mar 31, 2025 | 284.42% |
| Dec 31, 2024 | 316.38% |
| Sep 30, 2024 | 279.24% |
| Jun 30, 2024 | 272.21% |
| Mar 31, 2024 | 277.96% |
| Dec 31, 2023 | 288.56% |
| Sep 30, 2023 | 287.43% |
| Jun 30, 2023 | 286.71% |
| Mar 31, 2023 | 302.85% |
| Dec 31, 2022 | 308.33% |
| Sep 30, 2022 | 221.39% |
| Jun 30, 2022 | 174.48% |
| Mar 31, 2022 | 169.61% |
| Dec 31, 2021 | 168.61% |
| Sep 30, 2021 | 155.60% |
API Access
International Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "IBOC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();