International Bancshares (IBOC) FCF Margin (2009 - 2026)
International Bancshares' FCF Margin was 242.03% in Q2 2026, down 15.53 percentage points from 257.56% a year earlier and down 88.29 percentage points from the prior quarter.
International Bancshares (IBOC) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, International Bancshares' FCF Margin was 310.50% through Jun 30, 2026, down 7.54 percentage points year-over-year; for FY2025, it was 328.97%, up 6.87 percentage points from FY2024.
- FCF Margin has now increased for four consecutive years, with a five-year change of +77.77 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 322.11% in FY2024 (+6.03 pp), 316.07% in FY2023 (+46.15 pp), 269.93% in FY2022 (+51.01 pp) and 218.92% in FY2021 (-32.29 pp).
- The Q2 2026 figure marks the lowest quarterly FCF Margin since Q2 2023.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of -6.15 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q1 2023 (a gain of 169.45 percentage points); the worst was Q4 2021 (a drop of 104.15 percentage points).
- Per Business Quant data, IBOC's FCF Margin in the three quarters before Q2 2026 was 330.32% (Q1 2026), 361.86% (Q4 2025) and 307.17% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | International Bancshares | 4.32 Bn | 4.32 Bn | - | 242.03% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 242.03% |
| Mar 31, 2026 | 330.32% |
| Dec 31, 2025 | 361.86% |
| Sep 30, 2025 | 307.17% |
| Jun 30, 2025 | 257.56% |
| Mar 31, 2025 | 390.66% |
| Dec 31, 2024 | 320.35% |
| Sep 30, 2024 | 306.65% |
| Jun 30, 2024 | 294.31% |
| Mar 31, 2024 | 367.99% |
| Dec 31, 2023 | 337.32% |
| Sep 30, 2023 | 290.94% |
| Jun 30, 2023 | 227.27% |
| Mar 31, 2023 | 412.37% |
| Dec 31, 2022 | 272.08% |
| Sep 30, 2022 | 310.48% |
| Jun 30, 2022 | 247.40% |
| Mar 31, 2022 | 242.92% |
| Dec 31, 2021 | 187.55% |
| Sep 30, 2021 | 161.52% |
International Bancshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "IBOC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=IBOC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();