International Bancshares (IBOC) EBT Margin (2009 - 2025)
International Bancshares' (IBOC) quarterly EBT Margin came in at 704.3% in Q4 2025, down 294340.0% year-on-year from N/an in Q4 2024, and down 23.26% quarter-over-quarter from 917.78% in Q3 2025.
International Bancshares (IBOC) EBT Margin (2009 - 2025) Analysis & Trends
International Bancshares' EBT Margin history runs 17 years deep, the most recent figure standing at 704.3% for Q4 2025.
- On a quarterly basis, EBT Margin fell 294340.0% year-over-year to 704.3% in Q4 2025; TTM through Dec 2025 was 784.3%, a 28569.0% decrease from a year earlier, with the FY2025 full-year figure at 700.2%, down 16671.0% from the prior year.
- EBT Margin slipped to 704.3% in Q4 2025 per IBOC's latest filing, from 917.78% in the prior quarter.
- Across five years, EBT Margin topped out at 3647.71% in Q4 2024 and bottomed at 214.58% in Q4 2021.
- The 5-year median for EBT Margin is 705.7% (2023), against an average of 911.69%.
- Across the five-year window, EBT Margin surged 338200 bps in 2024 and sank 294340 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 214.58% in 2021, then soared by 229 bps to 276.29% in 2022, then declined by 4 bps to 265.7% in 2023, then surged by 1273 bps to 3647.71% in 2024, then tumbled by 81 bps to 704.3% in 2025.
- Per Business Quant, the three latest IBOC EBT Margin figures stand at 704.3% (Q4 2025), 917.78% (Q3 2025), and 700.26% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,288.96% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 803.69% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 167.25% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 39.06% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 46.65% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 35.47% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 40.87% |
| 10 | International Bancshares | 4.79 Bn | 4.79 Bn | - | 704.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 704.30% |
| Sep 30, 2025 | 917.78% |
| Jun 30, 2025 | 700.26% |
| Mar 31, 2025 | 861.13% |
| Dec 31, 2024 | 3,647.71% |
| Sep 30, 2024 | 860.09% |
| Jun 30, 2024 | 852.78% |
| Mar 31, 2024 | 851.32% |
| Dec 31, 2023 | 265.70% |
| Sep 30, 2023 | 678.56% |
| Jun 30, 2023 | 707.09% |
| Mar 31, 2023 | 734.52% |
| Dec 31, 2022 | 276.29% |
| Sep 30, 2022 | 663.46% |
| Jun 30, 2022 | 3,606.86% |
| Mar 31, 2022 | 542.98% |
| Dec 31, 2021 | -214.58% |
| Sep 30, 2021 | 400.09% |
| Jun 30, 2021 | 748.80% |
| Mar 31, 2021 | 428.56% |