International Bancshares (IBOC) Change in Net Loans (2009 - 2025)
International Bancshares (IBOC) posted quarterly Change in Net Loans of $61.5 million for Q4 2025, down 75.4% year-over-year from $249.9 million in Q4 2024, and down 76.67% quarter-over-quarter from $263.5 million in Q3 2025.
International Bancshares (IBOC) Change in Net Loans (2009 - 2025) Analysis & Trends
International Bancshares' Change in Net Loans history runs 17 years deep, the most recent figure standing at $61.5 million for Q4 2025.
- In Q4 2025, Change in Net Loans fell 75.4% year-over-year to $61.5 million; the TTM figure through Dec 2025 stood at $664.7 million (down 18.18% YoY), while the FY2025 annual figure was $664.7 million, down 18.18% from the prior year.
- Change in Net Loans for Q4 2025 stood at $61.5 million, down from $263.5 million in the prior quarter.
- The five-year high for Change in Net Loans was $381.6 million in Q4 2022, with the low at -$193.2 million in Q4 2021.
- The 5-year median for Change in Net Loans is $74.5 million (2024), against an average of $101.4 million.
- The sharpest annual moves came in 2021 and 2023: Change in Net Loans tumbled 418.6% in 2021, then surged 1232.73% in 2023.
- International Bancshares' Change in Net Loans stood at -$193.2 million in 2021, then jumped by 297.5% to $381.6 million in 2022, then tumbled by 57.74% to $161.3 million in 2023, then jumped by 54.94% to $249.9 million in 2024, then tumbled by 75.4% to $61.5 million in 2025.
- Business Quant data shows IBOC's Change in Net Loans at $61.5 million in Q4 2025, $263.5 million in Q3 2025, and $68.1 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | International Bancshares | 4.44 Bn | 4.44 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 61.47 Mn |
| Sep 30, 2025 | 263.50 Mn |
| Jun 30, 2025 | 68.07 Mn |
| Mar 31, 2025 | 271.71 Mn |
| Dec 31, 2024 | 249.89 Mn |
| Sep 30, 2024 | 320.31 Mn |
| Jun 30, 2024 | 161.40 Mn |
| Mar 31, 2024 | 80.88 Mn |
| Dec 31, 2023 | 161.28 Mn |
| Sep 30, 2023 | 325.84 Mn |
| Jun 30, 2023 | 43.33 Mn |
| Mar 31, 2023 | 102.53 Mn |
| Dec 31, 2022 | 381.62 Mn |
| Sep 30, 2022 | 24.45 Mn |
| Jun 30, 2022 | -18.48 Mn |
| Mar 31, 2022 | -159.25 Mn |
| Dec 31, 2021 | -193.22 Mn |
| Sep 30, 2021 | 18.16 Mn |
| Jun 30, 2021 | -73.55 Mn |
| Mar 31, 2021 | -60.97 Mn |