International Bancshares (IBOC) Change in Net Loans (2009 - 2025)
International Bancshares (IBOC) recorded quarterly Change in Net Loans of $61.5 million in Q4 2025, down 76.67% quarter-over-quarter from $263.5 million in Q3 2025, and down 75.4% on a YoY basis from $249.9 million in Q4 2024.
International Bancshares (IBOC) Change in Net Loans (2009 - 2025) Analysis & Trends
International Bancshares' Change in Net Loans history runs 17 years deep, the most recent figure standing at $61.5 million for Q4 2025.
- In Q4 2025, Change in Net Loans fell 75.4% year-over-year to $61.5 million; the TTM figure through Dec 2025 stood at $664.7 million (down 18.18% YoY), while the FY2025 annual figure was $664.7 million, down 18.18% from the prior year.
- Change in Net Loans was $61.5 million for Q4 2025 at International Bancshares, down from $263.5 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $381.6 million in Q4 2022 to a low of -$193.2 million in Q4 2021.
- Historically, Change in Net Loans has averaged $101.4 million across 5 years, with a median of $74.5 million in 2024.
- The sharpest annual moves came in 2021 and 2023: Change in Net Loans plunged 418.6% in 2021, then soared 1232.73% in 2023.
- A 5-year view of Change in Net Loans shows it stood at -$193.2 million in 2021, then surged by 297.5% to $381.6 million in 2022, then plunged by 57.74% to $161.3 million in 2023, then surged by 54.94% to $249.9 million in 2024, then plunged by 75.4% to $61.5 million in 2025.
- The last three Change in Net Loans figures came in at $61.5 million (Q4 2025), $263.5 million (Q3 2025), and $68.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | International Bancshares | 4.74 Bn | 4.74 Bn | - | 61.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 61.47 Mn |
| Sep 30, 2025 | 263.50 Mn |
| Jun 30, 2025 | 68.07 Mn |
| Mar 31, 2025 | 271.71 Mn |
| Dec 31, 2024 | 249.89 Mn |
| Sep 30, 2024 | 320.31 Mn |
| Jun 30, 2024 | 161.40 Mn |
| Mar 31, 2024 | 80.88 Mn |
| Dec 31, 2023 | 161.28 Mn |
| Sep 30, 2023 | 325.84 Mn |
| Jun 30, 2023 | 43.33 Mn |
| Mar 31, 2023 | 102.53 Mn |
| Dec 31, 2022 | 381.62 Mn |
| Sep 30, 2022 | 24.45 Mn |
| Jun 30, 2022 | -18.48 Mn |
| Mar 31, 2022 | -159.25 Mn |
| Dec 31, 2021 | -193.22 Mn |
| Sep 30, 2021 | 18.16 Mn |
| Jun 30, 2021 | -73.55 Mn |
| Mar 31, 2021 | -60.97 Mn |