International Bancshares (IBOC) Change in Net Loans (2009 - 2025)

International Bancshares' (IBOC) quarterly Change in Net Loans came in at $61.5 million in Q4 2025, down 75.4% year-on-year from $249.9 million in Q4 2024, and down 76.67% quarter-over-quarter from $263.5 million in Q3 2025.

International Bancshares (IBOC) Change in Net Loans (2009 - 2025) Analysis & Trends

International Bancshares' Change in Net Loans history runs 17 years deep, the most recent figure standing at $61.5 million for Q4 2025.

  • On a quarterly basis, Change in Net Loans fell 75.4% year-over-year to $61.5 million in Q4 2025; TTM through Dec 2025 was $664.7 million, a 18.18% decrease from a year earlier, with the FY2025 full-year figure at $664.7 million, down 18.18% from the prior year.
  • Change in Net Loans retreated to $61.5 million in Q4 2025 per IBOC's latest filing, from $263.5 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $381.6 million in Q4 2022 and bottomed at -$193.2 million in Q4 2021.
  • The 5-year median for Change in Net Loans is $74.5 million (2024), against an average of $101.4 million.
  • Across the five-year window, Change in Net Loans plunged 418.6% in 2021 and surged 1232.73% in 2023, its largest moves.
  • Year by year, Change in Net Loans stood at -$193.2 million in 2021, then surged by 297.5% to $381.6 million in 2022, then slumped by 57.74% to $161.3 million in 2023, then surged by 54.94% to $249.9 million in 2024, then slumped by 75.4% to $61.5 million in 2025.
  • Per Business Quant, the three latest IBOC Change in Net Loans figures stand at $61.5 million (Q4 2025), $263.5 million (Q3 2025), and $68.1 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.12 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.65 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -12.69 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 13.77 Bn
10 International Bancshares 4.71 Bn 4.71 Bn - 61.47 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 61.47 Mn
Sep 30, 2025 263.50 Mn
Jun 30, 2025 68.07 Mn
Mar 31, 2025 271.71 Mn
Dec 31, 2024 249.89 Mn
Sep 30, 2024 320.31 Mn
Jun 30, 2024 161.40 Mn
Mar 31, 2024 80.88 Mn
Dec 31, 2023 161.28 Mn
Sep 30, 2023 325.84 Mn
Jun 30, 2023 43.33 Mn
Mar 31, 2023 102.53 Mn
Dec 31, 2022 381.62 Mn
Sep 30, 2022 24.45 Mn
Jun 30, 2022 -18.48 Mn
Mar 31, 2022 -159.25 Mn
Dec 31, 2021 -193.22 Mn
Sep 30, 2021 18.16 Mn
Jun 30, 2021 -73.55 Mn
Mar 31, 2021 -60.97 Mn