International Bancshares (IBOC) Change in Net Loans (2009 - 2025)
International Bancshares' (IBOC) quarterly Change in Net Loans came in at $61.5 million in Q4 2025, down 75.4% year-on-year from $249.9 million in Q4 2024, and down 76.67% quarter-over-quarter from $263.5 million in Q3 2025.
International Bancshares (IBOC) Change in Net Loans (2009 - 2025) Analysis & Trends
International Bancshares' Change in Net Loans history runs 17 years deep, the most recent figure standing at $61.5 million for Q4 2025.
- On a quarterly basis, Change in Net Loans fell 75.4% year-over-year to $61.5 million in Q4 2025; TTM through Dec 2025 was $664.7 million, a 18.18% decrease from a year earlier, with the FY2025 full-year figure at $664.7 million, down 18.18% from the prior year.
- Change in Net Loans retreated to $61.5 million in Q4 2025 per IBOC's latest filing, from $263.5 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $381.6 million in Q4 2022 and bottomed at -$193.2 million in Q4 2021.
- The 5-year median for Change in Net Loans is $74.5 million (2024), against an average of $101.4 million.
- Across the five-year window, Change in Net Loans plunged 418.6% in 2021 and surged 1232.73% in 2023, its largest moves.
- Year by year, Change in Net Loans stood at -$193.2 million in 2021, then surged by 297.5% to $381.6 million in 2022, then slumped by 57.74% to $161.3 million in 2023, then surged by 54.94% to $249.9 million in 2024, then slumped by 75.4% to $61.5 million in 2025.
- Per Business Quant, the three latest IBOC Change in Net Loans figures stand at $61.5 million (Q4 2025), $263.5 million (Q3 2025), and $68.1 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | International Bancshares | 4.71 Bn | 4.71 Bn | - | 61.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 61.47 Mn |
| Sep 30, 2025 | 263.50 Mn |
| Jun 30, 2025 | 68.07 Mn |
| Mar 31, 2025 | 271.71 Mn |
| Dec 31, 2024 | 249.89 Mn |
| Sep 30, 2024 | 320.31 Mn |
| Jun 30, 2024 | 161.40 Mn |
| Mar 31, 2024 | 80.88 Mn |
| Dec 31, 2023 | 161.28 Mn |
| Sep 30, 2023 | 325.84 Mn |
| Jun 30, 2023 | 43.33 Mn |
| Mar 31, 2023 | 102.53 Mn |
| Dec 31, 2022 | 381.62 Mn |
| Sep 30, 2022 | 24.45 Mn |
| Jun 30, 2022 | -18.48 Mn |
| Mar 31, 2022 | -159.25 Mn |
| Dec 31, 2021 | -193.22 Mn |
| Sep 30, 2021 | 18.16 Mn |
| Jun 30, 2021 | -73.55 Mn |
| Mar 31, 2021 | -60.97 Mn |