International Bancshares (IBOC) Change in Accured Expenses (2009 - 2025)
International Bancshares' (IBOC) quarterly Change in Accured Expenses came in at -$5.5 million in Q4 2025, down 131.61% year-on-year from $17.3 million in Q4 2024, and down 233.51% quarter-over-quarter from $4.1 million in Q3 2025.
International Bancshares (IBOC) Change in Accured Expenses (2009 - 2025) Analysis & Trends
International Bancshares' Change in Accured Expenses history runs 17 years deep, the most recent figure standing at -$5.5 million for Q4 2025.
- On a quarterly basis, Change in Accured Expenses fell 131.61% year-over-year to -$5.5 million in Q4 2025; TTM through Dec 2025 was -$4.3 million, a 110.38% decrease from a year earlier, with the FY2025 full-year figure at -$4.3 million, down 110.38% from the prior year.
- Change in Accured Expenses slipped to -$5.5 million in Q4 2025 per IBOC's latest filing, from $4.1 million in the prior quarter.
- Across five years, Change in Accured Expenses topped out at $38.7 million in Q3 2022 and bottomed at -$40.5 million in Q4 2022.
- The 5-year median for Change in Accured Expenses is $7.8 million (2021), against an average of $4.2 million.
- Across the five-year window, Change in Accured Expenses surged 1199.4% in 2022 and sank 208.39% in 2025, its largest moves.
- Year by year, Change in Accured Expenses stood at -$26.9 million in 2021, then sank by 50.69% to -$40.5 million in 2022, then surged by 32.97% to -$27.2 million in 2023, then soared by 163.82% to $17.3 million in 2024, then slumped by 131.61% to -$5.5 million in 2025.
- Per Business Quant, the three latest IBOC Change in Accured Expenses figures stand at -$5.5 million (Q4 2025), $4.1 million (Q3 2025), and -$21.8 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.34 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -6.46 Mn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 109,623.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | -39,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 7.01 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | -1.76 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | International Bancshares | 4.79 Bn | 4.79 Bn | - | -5.48 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -5.48 Mn |
| Dec 31, 2025 | -5.48 Mn |
| Sep 30, 2025 | 4.11 Mn |
| Sep 30, 2025 | 4.11 Mn |
| Jun 30, 2025 | -21.76 Mn |
| Jun 30, 2025 | -21.76 Mn |
| Mar 31, 2025 | 18.88 Mn |
| Mar 31, 2025 | 18.88 Mn |
| Dec 31, 2024 | 17.34 Mn |
| Dec 31, 2024 | 17.34 Mn |
| Sep 30, 2024 | 6.82 Mn |
| Sep 30, 2024 | 6.82 Mn |
| Jun 30, 2024 | -7.06 Mn |
| Jun 30, 2024 | -7.06 Mn |
| Mar 31, 2024 | 23.91 Mn |
| Mar 31, 2024 | 23.91 Mn |
| Dec 31, 2023 | -27.17 Mn |
| Dec 31, 2023 | -27.17 Mn |
| Sep 30, 2023 | 14.11 Mn |
| Sep 30, 2023 | 14.11 Mn |