Nu Holdings (NU) Change in Accured Expenses (2021 - 2025)
Nu Holdings' (NU) quarterly Change in Accured Expenses came in at $168.7 million in Q4 2025, down 58.89% year-on-year from $410.4 million in Q4 2024, and down 77.5% quarter-over-quarter from $749.8 million in Q3 2025.
Nu Holdings (NU) Change in Accured Expenses (2021 - 2025) Analysis & Trends
Nu Holdings' Change in Accured Expenses history runs 5 years deep, the most recent figure standing at $168.7 million for Q4 2025.
- On a quarterly basis, Change in Accured Expenses fell 58.89% year-over-year to $168.7 million in Q4 2025; TTM through Dec 2025 was $2.7 billion, a 139.22% increase from a year earlier, with the FY2025 full-year figure at $2.7 billion, up 139.22% from the prior year.
- Change in Accured Expenses retreated to $168.7 million in Q4 2025 per NU's latest filing, from $749.8 million in the prior quarter.
- Across five years, Change in Accured Expenses topped out at $878.5 million in Q1 2025 and bottomed at -$134.7 million in Q1 2023.
- The 5-year median for Change in Accured Expenses is $262.7 million (2022), against an average of $348.9 million.
- Across the five-year window, Change in Accured Expenses tumbled 193.46% in 2023 and surged 34645.34% in 2025, its largest moves.
- Year by year, Change in Accured Expenses stood at $138.4 million in 2021, then jumped by 301.49% to $555.7 million in 2022, then increased by 16.54% to $647.6 million in 2023, then tumbled by 36.63% to $410.4 million in 2024, then plunged by 58.89% to $168.7 million in 2025.
- Per Business Quant, the three latest NU Change in Accured Expenses figures stand at $168.7 million (Q4 2025), $749.8 million (Q3 2025), and $862.7 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.34 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -6.46 Mn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 109,623.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | -39,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 7.01 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | -1.76 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn | 168.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 168.72 Mn |
| Dec 31, 2025 | 168.72 Mn |
| Sep 30, 2025 | 749.75 Mn |
| Sep 30, 2025 | 749.75 Mn |
| Jun 30, 2025 | 862.72 Mn |
| Jun 30, 2025 | 862.72 Mn |
| Mar 31, 2025 | 878.49 Mn |
| Mar 31, 2025 | 878.49 Mn |
| Dec 31, 2024 | 410.41 Mn |
| Dec 31, 2024 | 410.41 Mn |
| Sep 30, 2024 | -14.95 Mn |
| Sep 30, 2024 | -14.95 Mn |
| Jun 30, 2024 | 718.91 Mn |
| Jun 30, 2024 | 718.91 Mn |
| Mar 31, 2024 | -2.54 Mn |
| Mar 31, 2024 | -2.54 Mn |
| Dec 31, 2023 | 647.60 Mn |
| Dec 31, 2023 | 647.60 Mn |
| Sep 30, 2023 | 434.93 Mn |
| Sep 30, 2023 | 434.93 Mn |