Independent Bank Corp /Mi/ (IBCP) Return on Assets [ROA] (2011 - 2026)
Independent Bank (IBCP) reported Return on Assets [ROA] of 1.28% for Q2 2026, up 0.07 percentage points from 1.20% a year earlier and up 0.02 percentage points from the prior quarter.
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Analysis
Independent Bank Corp /Mi/ (IBCP) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Independent Bank posted Return on Assets [ROA] of 1.26%, unchanged from FY2024.
- Return on Assets [ROA] has a five-year change of -0.18 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 1.26% in FY2024 (+0.11 pp), 1.15% in FY2023 (-0.15 pp), 1.31% in FY2022 (-0.11 pp) and 1.41% in FY2021 (-0.03 pp).
- The Q2 2026 figure ranks as the highest quarterly Return on Assets [ROA] since Q4 2021.
- Year over year, Return on Assets [ROA] gained in six of the last eight quarters, with an average year-over-year change of +0.04 percentage points.
- The high point for year-over-year Return on Assets [ROA] in five years was Q3 2021 (a gain of 0.19 percentage points); the low point was Q1 2022 (a drop of 0.46 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.26% (Q1 2026), 1.25% (Q4 2025) and 1.25% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28% |
| Mar 31, 2026 | 1.26% |
| Dec 31, 2025 | 1.25% |
| Sep 30, 2025 | 1.25% |
| Jun 30, 2025 | 1.20% |
| Mar 31, 2025 | 1.24% |
| Dec 31, 2024 | 1.26% |
| Sep 30, 2024 | 1.18% |
| Jun 30, 2024 | 1.25% |
| Mar 31, 2024 | 1.18% |
| Dec 31, 2023 | 1.13% |
| Sep 30, 2023 | 1.17% |
| Jun 30, 2023 | 1.17% |
| Mar 31, 2023 | 1.15% |
| Dec 31, 2022 | 1.27% |
| Sep 30, 2022 | 1.25% |
| Jun 30, 2022 | 1.24% |
| Mar 31, 2022 | 1.24% |
| Dec 31, 2021 | 1.35% |
| Sep 30, 2021 | 1.48% |
API Access
Independent Bank Corp /Mi/ Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();