Independent Bank (IBCP) Retained Earnings (2010 - 2026)
Independent Bank (IBCP) posted Retained Earnings of -$61.0 million for Q1 2026, down 124.14% sequentially from $252.8 million in Q4 2025, and down 128.25% YoY from $216.0 million in Q1 2025.
Independent Bank (IBCP) Retained Earnings (2010 - 2026) Analysis & Trends
Independent Bank has reported Retained Earnings for 17 years, with the latest figure at -$61.0 million in Q1 2026.
- Quarterly Retained Earnings fell 128.25% year-over-year to -$61.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$61.0 million (down 128.25% YoY) and the FY2025 annual result came in at $252.8 million, up 461.42% from the prior year.
- Retained Earnings retreated to -$61.0 million in Q1 2026 per IBCP's latest filing, from $252.8 million in the prior quarter.
- Over five years, Retained Earnings peaked at $252.8 million in Q4 2025 and troughed at -$97.0 million in Q3 2022.
- A 5-year average of $87.3 million and a median of $137.4 million in 2023 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 1110.02% in 2022, then soared 461.42% in 2025.
- Over 5 years, Retained Earnings stood at -$92.8 million in 2022, then soared by 271.52% to $159.1 million in 2023, then slumped by 143.96% to -$69.9 million in 2024, then jumped by 461.42% to $252.8 million in 2025, then slumped by 124.14% to -$61.0 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$61.0 million, $252.8 million, and $239.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 25.65 Bn |
| 10 | Independent Bank | 764.20 Mn | 598.75 Mn | - | 276.93 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 276.93 Mn |
| Mar 31, 2026 | -61.02 Mn |
| Dec 31, 2025 | 252.79 Mn |
| Sep 30, 2025 | 239.60 Mn |
| Jun 30, 2025 | 227.48 Mn |
| Mar 31, 2025 | 216.00 Mn |
| Dec 31, 2024 | -69.94 Mn |
| Sep 30, 2024 | 192.41 Mn |
| Jun 30, 2024 | -70.83 Mn |
| Mar 31, 2024 | 170.10 Mn |
| Dec 31, 2023 | 159.11 Mn |
| Sep 30, 2023 | 150.16 Mn |
| Jun 30, 2023 | 137.43 Mn |
| Mar 31, 2023 | 127.50 Mn |
| Dec 31, 2022 | -92.76 Mn |
| Sep 30, 2022 | -97.05 Mn |
| Jun 30, 2022 | -85.00 Mn |
| Mar 31, 2022 | 87.88 Mn |
| Dec 31, 2021 | 74.58 Mn |
| Sep 30, 2021 | 66.54 Mn |