Independent Bank (IBCP) Retained Earnings (2010 - 2026)
Independent Bank (IBCP) reported Retained Earnings of -$61.0 million for Q1 2026, down 128.25% on a YoY basis from $216.0 million in Q1 2025, and down 124.14% sequentially from $252.8 million in Q4 2025.
Independent Bank (IBCP) Retained Earnings (2010 - 2026) Analysis & Trends
Independent Bank (IBCP) has 17 years of Retained Earnings data on file, last reported at -$61.0 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 128.25% year-over-year to -$61.0 million; the trailing twelve-month figure through Mar 2026 stood at -$61.0 million (down 128.25% YoY), and the FY2025 full-year result was $252.8 million, up 461.42% from the prior year.
- Retained Earnings retreated to -$61.0 million in Q1 2026, from $252.8 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $252.8 million in Q4 2025 to a low of -$97.0 million in Q3 2022.
- A 5-year average of $87.3 million and a median of $137.4 million in 2023 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings plunged 1110.02% in 2022 and jumped 461.42% in 2025, its largest moves.
- Tracing IBCP's Retained Earnings over 5 years: stood at -$92.8 million in 2022, then soared by 271.52% to $159.1 million in 2023, then tumbled by 143.96% to -$69.9 million in 2024, then jumped by 461.42% to $252.8 million in 2025, then tumbled by 124.14% to -$61.0 million in 2026.
- Business Quant data shows IBCP's Retained Earnings at -$61.0 million in Q1 2026, $252.8 million in Q4 2025, and $239.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | -61.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -61.02 Mn |
| Dec 31, 2025 | 252.79 Mn |
| Sep 30, 2025 | 239.60 Mn |
| Jun 30, 2025 | 227.48 Mn |
| Mar 31, 2025 | 216.00 Mn |
| Dec 31, 2024 | -69.94 Mn |
| Sep 30, 2024 | 192.41 Mn |
| Jun 30, 2024 | -70.83 Mn |
| Mar 31, 2024 | 170.10 Mn |
| Dec 31, 2023 | 159.11 Mn |
| Sep 30, 2023 | 150.16 Mn |
| Jun 30, 2023 | 137.43 Mn |
| Mar 31, 2023 | 127.50 Mn |
| Dec 31, 2022 | -92.76 Mn |
| Sep 30, 2022 | -97.05 Mn |
| Jun 30, 2022 | -85.00 Mn |
| Mar 31, 2022 | 87.88 Mn |
| Dec 31, 2021 | 74.58 Mn |
| Sep 30, 2021 | 66.54 Mn |
| Jun 30, 2021 | 8.42 Mn |