Independent Bank (IBCP) Retained Earnings (2010 - 2026)

Independent Bank (IBCP) reported Retained Earnings of -$61.0 million for Q1 2026, down 128.25% on a YoY basis from $216.0 million in Q1 2025, and down 124.14% sequentially from $252.8 million in Q4 2025.

Independent Bank (IBCP) Retained Earnings (2010 - 2026) Analysis & Trends

Independent Bank (IBCP) has 17 years of Retained Earnings data on file, last reported at -$61.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 128.25% year-over-year to -$61.0 million; the trailing twelve-month figure through Mar 2026 stood at -$61.0 million (down 128.25% YoY), and the FY2025 full-year result was $252.8 million, up 461.42% from the prior year.
  • Retained Earnings retreated to -$61.0 million in Q1 2026, from $252.8 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $252.8 million in Q4 2025 to a low of -$97.0 million in Q3 2022.
  • A 5-year average of $87.3 million and a median of $137.4 million in 2023 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings plunged 1110.02% in 2022 and jumped 461.42% in 2025, its largest moves.
  • Tracing IBCP's Retained Earnings over 5 years: stood at -$92.8 million in 2022, then soared by 271.52% to $159.1 million in 2023, then tumbled by 143.96% to -$69.9 million in 2024, then jumped by 461.42% to $252.8 million in 2025, then tumbled by 124.14% to -$61.0 million in 2026.
  • Business Quant data shows IBCP's Retained Earnings at -$61.0 million in Q1 2026, $252.8 million in Q4 2025, and $239.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 Independent Bank 754.47 Mn 579.55 Mn - -61.02 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -61.02 Mn
Dec 31, 2025 252.79 Mn
Sep 30, 2025 239.60 Mn
Jun 30, 2025 227.48 Mn
Mar 31, 2025 216.00 Mn
Dec 31, 2024 -69.94 Mn
Sep 30, 2024 192.41 Mn
Jun 30, 2024 -70.83 Mn
Mar 31, 2024 170.10 Mn
Dec 31, 2023 159.11 Mn
Sep 30, 2023 150.16 Mn
Jun 30, 2023 137.43 Mn
Mar 31, 2023 127.50 Mn
Dec 31, 2022 -92.76 Mn
Sep 30, 2022 -97.05 Mn
Jun 30, 2022 -85.00 Mn
Mar 31, 2022 87.88 Mn
Dec 31, 2021 74.58 Mn
Sep 30, 2021 66.54 Mn
Jun 30, 2021 8.42 Mn