Independent Bank (IBCP) Provision for Losses (2010 - 2026)
Independent Bank's Provision for Losses was $2.72 million in Q2 2026, up 81.1% from $1.5 million a year earlier and up 650.6% from the prior quarter.
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Analysis
Independent Bank (IBCP) Provision for Losses (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Independent Bank's Provision for Losses was $6.99 million through Jun 30, 2026, up 18.0% year-over-year; for FY2025, it was $6.14 million, up 37.3% from FY2024.
- Provision for Losses shows a five-year compound annual growth rate of -13.2% (FY2020 to FY2025).
- In earlier years, Provision for Losses was $4.47 million in FY2024 (-28.1%), $6.21 million in FY2023 (+16.3%), $5.34 million in FY2022 and -$1.93 million in FY2021.
- The Q2 2026 figure marks the highest quarterly Provision for Losses since Q2 2020.
- Compared with a year earlier, Provision for Losses was higher in two of the last five quarters, with growth averaging 9.8%.
- Per Business Quant data, IBCP's Provision for Losses in the three quarters before Q2 2026 was $362,000 (Q1 2026), $1.92 million (Q4 2025) and $1.99 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Independent Bank | 811.51 Mn | 150.94 Mn | - | 4.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.81 Mn |
| Jun 30, 2026 | 2.72 Mn |
| Mar 31, 2026 | 362,000.00 |
| Dec 31, 2025 | 1.92 Mn |
| Sep 30, 2025 | 1.99 Mn |
| Jun 30, 2025 | 1.50 Mn |
| Mar 31, 2025 | 721,000.00 |
| Dec 31, 2024 | 2.22 Mn |
| Sep 30, 2024 | 1.49 Mn |
| Jun 30, 2024 | 19,000.00 |
| Mar 31, 2024 | 744,000.00 |
| Mar 31, 2022 | -1.57 Mn |
| Dec 31, 2021 | 630,000.00 |
| Sep 30, 2021 | -659,000.00 |
| Jun 30, 2021 | -1.43 Mn |
| Mar 31, 2021 | -474,000.00 |
| Dec 31, 2020 | -421,000.00 |
| Sep 30, 2020 | 975,000.00 |
| Jun 30, 2020 | 5.19 Mn |
| Mar 31, 2020 | 6.72 Mn |
API Access
Independent Bank Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();