Independent Bank (IBCP) Net Margin (2011 - 2026)
Independent Bank (IBCP) reported Net Margin of 34.25% for Q1 2026, up 49.0% on a YoY basis from 22.99% in Q1 2025, and down 10.8% sequentially from 38.39% in Q4 2025.
Independent Bank (IBCP) Net Margin (2011 - 2026) Analysis & Trends
Independent Bank (IBCP) has 16 years of Net Margin data on file, last reported at 34.25% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 49.0% year-over-year to 34.25%; the trailing twelve-month figure through Mar 2026 stood at 44.37% (up 1400.0% YoY), and the FY2025 full-year result was 36.62%, up 615.0% from the prior year.
- Net Margin declined to 34.25% in Q1 2026, from 38.39% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 137.63% in Q2 2025 to a low of 648.79% in Q4 2022.
- A 5-year average of 32.41% and a median of 27.88% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin plunged 58249 bps in 2022 and soared 67667 bps in 2023, its largest moves.
- Tracing IBCP's Net Margin over 5 years: stood at 648.79% in 2022, then surged by 104 bps to 27.88% in 2023, then increased by 3 bps to 28.64% in 2024, then jumped by 34 bps to 38.39% in 2025, then decreased by 11 bps to 34.25% in 2026.
- Business Quant data shows IBCP's Net Margin at 34.25% in Q1 2026, 38.39% in Q4 2025, and 36.86% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | 34.25% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.25% |
| Dec 31, 2025 | 38.39% |
| Sep 30, 2025 | 36.86% |
| Jun 30, 2025 | 137.63% |
| Mar 31, 2025 | 33.76% |
| Dec 31, 2024 | 28.64% |
| Sep 30, 2024 | 26.85% |
| Jun 30, 2024 | 32.78% |
| Mar 31, 2024 | 30.39% |
| Dec 31, 2023 | 27.88% |
| Sep 30, 2023 | -72.04% |
| Jun 30, 2023 | -108.22% |
| Mar 31, 2023 | -9.07% |
| Dec 31, 2022 | -648.79% |
| Sep 30, 2022 | -38.28% |
| Jun 30, 2022 | -36.89% |
| Mar 31, 2022 | -65.11% |
| Dec 31, 2021 | -66.30% |
| Sep 30, 2021 | 52.76% |
| Jun 30, 2021 | 44.75% |