Independent Bank (IBCP) Net Cash Flow (2010 - 2026)
Independent Bank's (IBCP) quarterly Net Cash Flow came in at -$9.5 million in Q2 2026, down 152.54% year-over-year from $18.0 million in Q2 2025, and down 125.91% quarter-over-quarter from $36.5 million in Q1 2026.
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Analysis
Independent Bank (IBCP) Net Cash Flow (2010 - 2026) Analysis & Trends
Independent Bank has disclosed Net Cash Flow across 17 years of filings, most recently posting -$9.5 million for Q2 2026.
- In Q2 2026, Net Cash Flow fell 152.54% year-over-year to -$9.5 million; the TTM figure through Jun 2026 stood at $19.3 million (up 128.29% YoY), while the FY2025 annual figure was $18.5 million, up 137.08% from the prior year.
- Net Cash Flow came in at -$9.5 million for Q2 2026 at Independent Bank, down from $36.5 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $152.6 million in Q1 2023 to a low of -$97.8 million in Q2 2023.
- Average Net Cash Flow over 5 years is $3.1 million, with a median of $2.0 million recorded in 2022.
- Year-over-year, Net Cash Flow jumped 43764.37% in 2023 and tumbled 5260.37% in 2024.
- Over 5 years, Net Cash Flow stood at $3.7 million in 2022, then jumped by 1031.85% to $42.3 million in 2023, then slumped by 103.97% to -$1.7 million in 2024, then tumbled by 4089.45% to -$70.3 million in 2025, then surged by 86.54% to -$9.5 million in 2026.
- Per Business Quant data, the three most recent Net Cash Flow figures were -$9.5 million in Q2 2026, $36.5 million in Q1 2026, and -$70.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.09 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.09 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | -3.59 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 430.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | -1.22 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 581.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 439.00 Mn |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | -9.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -9.47 Mn |
| Mar 31, 2026 | 36.53 Mn |
| Dec 31, 2025 | -70.30 Mn |
| Sep 30, 2025 | 62.53 Mn |
| Jun 30, 2025 | 18.01 Mn |
| Mar 31, 2025 | 8.26 Mn |
| Dec 31, 2024 | -1.68 Mn |
| Sep 30, 2024 | -92.79 Mn |
| Jun 30, 2024 | 52.50 Mn |
| Mar 31, 2024 | -7.94 Mn |
| Dec 31, 2023 | 42.32 Mn |
| Sep 30, 2023 | -1.73 Mn |
| Jun 30, 2023 | -97.83 Mn |
| Mar 31, 2023 | 152.65 Mn |
| Dec 31, 2022 | 3.74 Mn |
| Sep 30, 2022 | 11.15 Mn |
| Jun 30, 2022 | -50.34 Mn |
| Mar 31, 2022 | 348,000.00 |
| Dec 31, 2021 | -16.15 Mn |
| Sep 30, 2021 | 56.37 Mn |
API Access
Independent Bank Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();