Independent Bank (IBCP) EBT Margin (2011 - 2026)

Independent Bank has disclosed EBT Margin across 16 years of filings, most recently posting 34.34% for Q1 2026.

• EBT Margin for Q1 2026 came in at 34.34%, down 100.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 35.75% (down 102.0% YoY), and the FY2025 annual result was 36.02%, down 128.0% from the prior year.
• EBT Margin came in at 34.34% for Q1 2026 at Independent Bank, down from 34.83% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 42.49% in Q1 2022 to a low of 31.33% in Q2 2022.
• The 5-year median for EBT Margin is 36.47% (2023), against an average of 36.26%.
• Across the five-year window, EBT Margin slumped 1008 bps in 2023 and soared 714 bps in 2024, its largest moves.
• Independent Bank's EBT Margin stood at 35.7% in 2022, then climbed by 2 bps to 36.47% in 2023, then climbed by 1 bps to 36.74% in 2024, then retreated by 5 bps to 34.83% in 2025, then fell by 1 bps to 34.34% in 2026.
• The last three EBT Margin figures came in at 34.34% (Q1 2026), 34.83% (Q4 2025), and 36.96% (Q3 2025), per Business Quant data.