Independent Bank (IBCP) EBT Margin (2011 - 2026)
Independent Bank (IBCP) posted EBT Margin of 41.17% for Q1 2026, down 1.68% sequentially from 41.87% in Q4 2025, and down 25.0% YoY from 54.89% in Q1 2025.
Independent Bank (IBCP) EBT Margin (2011 - 2026) Analysis & Trends
Independent Bank has reported EBT Margin for 16 years, with the latest figure at 41.17% in Q1 2026.
- Quarterly EBT Margin fell 25.0% year-over-year to 41.17% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 52.35% (up 1423.0% YoY) and the FY2025 annual result came in at 43.43%, up 555.0% from the prior year.
- EBT Margin eased to 41.17% in Q1 2026 per IBCP's latest filing, from 41.87% in the prior quarter.
- Over five years, EBT Margin peaked at 168.62% in Q2 2025 and troughed at 1246.75% in Q4 2022.
- A 5-year average of 66.21% and a median of 36.74% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2023: EBT Margin slumped 116324 bps in 2022, then soared 128659 bps in 2023.
- Over 5 years, EBT Margin stood at 1246.75% in 2022, then surged by 103 bps to 39.84% in 2023, then slipped by 8 bps to 36.74% in 2024, then advanced by 14 bps to 41.87% in 2025, then dropped by 2 bps to 41.17% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 41.17%, 41.87%, and 44.6% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.91 Bn | 84.72 Bn | - | - |
| 2 | Pnc Financial Services | 97.79 Bn | 97.79 Bn | - | 37.61% |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.14 Bn | -81.18 Bn | - | 36.74% |
| 7 | Nu Holdings | 71.41 Bn | 57.72 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.58 Bn | 61.58 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.63 Bn | 25.91 Bn | - | 31.64% |
| 10 | Independent Bank | 762.35 Mn | 596.90 Mn | - | 35.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 67.70% |
| Mar 31, 2026 | 41.17% |
| Dec 31, 2025 | 41.87% |
| Sep 30, 2025 | 44.60% |
| Jun 30, 2025 | 168.62% |
| Mar 31, 2025 | 41.42% |
| Dec 31, 2024 | 36.74% |
| Sep 30, 2024 | 33.66% |
| Jun 30, 2024 | 40.99% |
| Mar 31, 2024 | 37.59% |
| Dec 31, 2023 | 39.84% |
| Sep 30, 2023 | -88.87% |
| Jun 30, 2023 | -133.08% |
| Mar 31, 2023 | -11.08% |
| Dec 31, 2022 | -1,246.75% |
| Sep 30, 2022 | -47.16% |
| Jun 30, 2022 | -45.14% |
| Mar 31, 2022 | -79.97% |
| Dec 31, 2021 | -83.51% |
| Sep 30, 2021 | 65.01% |