Independent Bank (IBCP) EBT Margin (2011 - 2026)

Independent Bank (IBCP) has 16 years of EBT Margin data on file, last reported at 41.17% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin fell 25.0% year-over-year to 41.17%; the trailing twelve-month figure through Mar 2026 stood at 52.4% (up 1468.0% YoY), and the FY2025 full-year result was 43.43%, up 555.0% from the prior year.
• EBT Margin eased to 41.17% in Q1 2026, from 41.99% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 168.62% in Q2 2025 to a low of 801.25% in Q4 2022.
• A 5-year average of 40.28% and a median of 35.41% in 2024 frame the typical range for EBT Margin.
• Across the five-year window, EBT Margin tumbled 71954 bps in 2022 and surged 83766 bps in 2023, its largest moves.
• Tracing IBCP's EBT Margin over 5 years: stood at 801.25% in 2022, then jumped by 105 bps to 36.41% in 2023, then decreased by 3 bps to 35.41% in 2024, then rose by 19 bps to 41.99% in 2025, then retreated by 2 bps to 41.17% in 2026.
• Business Quant data shows IBCP's EBT Margin at 41.17% in Q1 2026, 41.99% in Q4 2025, and 44.6% in Q3 2025.