Independent Bank (IBCP) EBT Margin (2011 - 2026)
Independent Bank recorded quarterly EBT Margin of 34.34% in Q1 2026, down 1.4% quarter-over-quarter from 34.83% in Q4 2025, and down 100.0% year-over-year from inf% in Q1 2025.
Independent Bank's EBT Margin history runs 16 years deep, the most recent figure standing at 34.34% for Q1 2026.
- In Q1 2026, EBT Margin fell 100.0% year-over-year to 34.34%; the TTM figure through Mar 2026 stood at 35.75% (down 102.0% YoY), while the FY2025 annual figure was 36.02%, down 128.0% from the prior year.
- EBT Margin came in at 34.34% for Q1 2026 at Independent Bank, down from 34.83% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 42.49% in Q1 2022 to a low of 31.33% in Q2 2022.
- A 5-year average of 36.26% and a median of 36.47% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin sank 1008 bps in 2023 and jumped 714 bps in 2024, its largest moves.
- Independent Bank's EBT Margin stood at 35.7% in 2022, then grew by 2 bps to 36.47% in 2023, then grew by 1 bps to 36.74% in 2024, then decreased by 5 bps to 34.83% in 2025, then retreated by 1 bps to 34.34% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 34.34%, 34.83%, and 36.96% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | Independent Bank | 697.49 Mn | 522.58 Mn | - | 34.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.34% |
| Dec 31, 2025 | 34.83% |
| Sep 30, 2025 | 36.96% |
| Jun 30, 2025 | 36.96% |
| Mar 31, 2025 | 35.35% |
| Dec 31, 2024 | 36.74% |
| Sep 30, 2024 | 33.66% |
| Jun 30, 2024 | 40.99% |
| Mar 31, 2024 | 37.57% |
| Dec 31, 2023 | 36.47% |
| Sep 30, 2023 | 39.34% |
| Jun 30, 2023 | 33.85% |
| Mar 31, 2023 | 32.40% |
| Dec 31, 2022 | 35.70% |
| Sep 30, 2022 | 37.43% |
| Jun 30, 2022 | 31.33% |
| Mar 31, 2022 | 42.49% |
| Dec 31, 2021 | 30.91% |
| Sep 30, 2021 | 36.72% |
| Jun 30, 2021 | 32.61% |
| Mar 31, 2021 | 47.88% |
| Dec 31, 2020 | 39.49% |
| Sep 30, 2020 | 41.31% |
| Jun 30, 2020 | 35.99% |
| Mar 31, 2020 | 13.97% |
| Dec 31, 2019 | 37.20% |
| Sep 30, 2019 | 36.09% |
| Jun 30, 2019 | 33.00% |
| Mar 31, 2019 | 28.72% |
| Dec 31, 2018 | 30.80% |
| Sep 30, 2018 | 35.75% |
| Jun 30, 2018 | 26.36% |
| Mar 31, 2018 | 178.38% |
| Dec 31, 2017 | 32.31% |
| Sep 30, 2017 | 30.16% |
| Jun 30, 2017 | 26.91% |
| Mar 31, 2017 | 447.19% |
| Dec 31, 2016 | 25.24% |
| Sep 30, 2016 | 29.50% |
| Jun 30, 2016 | 30.98% |
| Mar 31, 2016 | 21.97% |
| Dec 31, 2015 | 28.05% |
| Sep 30, 2015 | 25.29% |
| Jun 30, 2015 | 27.77% |
| Mar 31, 2015 | 20.56% |
| Dec 31, 2014 | 19.95% |
| Sep 30, 2014 | 25.32% |
| Jun 30, 2014 | 27.61% |
| Mar 31, 2014 | 16.79% |
| Dec 31, 2013 | 20.26% |
| Sep 30, 2013 | 12.90% |
| Jun 30, 2013 | 21.21% |
| Mar 31, 2013 | 19.08% |
| Dec 31, 2012 | 28.19% |
| Sep 30, 2012 | 17.91% |
| Jun 30, 2012 | 12.43% |
| Mar 31, 2012 | 9.55% |
| Dec 31, 2011 | -23.07% |
| Sep 30, 2011 | -4.96% |
| Jun 30, 2011 | -0.33% |
| Mar 31, 2011 | -19.94% |