Independent Bank (IBCP) EBT Margin (2011 - 2026)
Independent Bank's (IBCP) quarterly EBT Margin came in at 35.91% in Q2 2026, down 105.0% year-over-year from 718.26% in Q2 2025, and up 4.57% quarter-over-quarter from 34.34% in Q1 2026.
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Analysis
Independent Bank (IBCP) EBT Margin (2011 - 2026) Analysis & Trends
Independent Bank has disclosed EBT Margin across 16 years of filings, most recently posting 35.91% for Q2 2026.
- In Q2 2026, EBT Margin fell 105.0% year-over-year to 35.91%; the TTM figure through Jun 2026 stood at 35.51% (down 24.0% YoY), while the FY2025 annual figure was 36.02%, down 128.0% from the prior year.
- EBT Margin came in at 35.91% for Q2 2026 at Independent Bank, up from 34.34% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 42.49% in Q1 2022 to a low of 26.77% in Q4 2022.
- Average EBT Margin over 5 years is 35.74%, with a median of 36.19% recorded in 2023.
- The largest YoY upside for EBT Margin was 970 bps in 2023 against a maximum downside of 1008 bps in 2023.
- Over 5 years, EBT Margin stood at 26.77% in 2022, then soared by 36 bps to 36.47% in 2023, then climbed by 1 bps to 36.74% in 2024, then retreated by 5 bps to 34.83% in 2025, then grew by 3 bps to 35.91% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 35.91% in Q2 2026, 34.34% in Q1 2026, and 34.83% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 35.91% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.91% |
| Mar 31, 2026 | 34.34% |
| Dec 31, 2025 | 34.83% |
| Sep 30, 2025 | 36.96% |
| Jun 30, 2025 | 36.96% |
| Mar 31, 2025 | 35.35% |
| Dec 31, 2024 | 36.74% |
| Sep 30, 2024 | 33.66% |
| Jun 30, 2024 | 40.99% |
| Mar 31, 2024 | 37.57% |
| Dec 31, 2023 | 36.47% |
| Sep 30, 2023 | 39.34% |
| Jun 30, 2023 | 33.85% |
| Mar 31, 2023 | 32.40% |
| Dec 31, 2022 | 26.77% |
| Sep 30, 2022 | 37.43% |
| Jun 30, 2022 | 31.33% |
| Mar 31, 2022 | 42.49% |
| Dec 31, 2021 | 30.91% |
| Sep 30, 2021 | 36.72% |
API Access
Independent Bank EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();