Independent Bank (IBCP) EBIT Margin (2011 - 2026)
Independent Bank's (IBCP) quarterly EBIT Margin came in at 66.58% in Q2 2026, down 1018.0% year-over-year from 7.25% in Q2 2025, and down 0.83% quarter-over-quarter from 67.13% in Q1 2026.
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Analysis
Independent Bank (IBCP) EBIT Margin (2011 - 2026) Analysis & Trends
Independent Bank has disclosed EBIT Margin across 16 years of filings, most recently posting 66.58% for Q2 2026.
- In Q2 2026, EBIT Margin fell 1018.0% year-over-year to 66.58%; the TTM figure through Jun 2026 stood at 70.72% (down 771.0% YoY), while the FY2025 annual figure was 75.78%, down 668.0% from the prior year.
- EBIT Margin came in at 66.58% for Q2 2026 at Independent Bank, down from 67.13% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 87.78% in Q4 2023 to a low of 16.69% in Q4 2022.
- Average EBIT Margin over 5 years is 67.55%, with a median of 73.32% recorded in 2024.
- Year-over-year, EBIT Margin slumped 1809 bps in 2022 and soared 7109 bps in 2023.
- Over 5 years, EBIT Margin stood at 16.69% in 2022, then surged by 426 bps to 87.78% in 2023, then slipped by 14 bps to 75.67% in 2024, then declined by 6 bps to 70.97% in 2025, then declined by 6 bps to 66.58% in 2026.
- Per Business Quant data, the three most recent EBIT Margin figures were 66.58% in Q2 2026, 67.13% in Q1 2026, and 70.97% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 66.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 66.58% |
| Mar 31, 2026 | 67.13% |
| Dec 31, 2025 | 70.97% |
| Sep 30, 2025 | 78.72% |
| Jun 30, 2025 | 76.76% |
| Mar 31, 2025 | 76.85% |
| Dec 31, 2024 | 75.67% |
| Sep 30, 2024 | 85.22% |
| Jun 30, 2024 | 85.21% |
| Mar 31, 2024 | 84.82% |
| Dec 31, 2023 | 87.78% |
| Sep 30, 2023 | 81.14% |
| Jun 30, 2023 | 70.30% |
| Mar 31, 2023 | 64.03% |
| Dec 31, 2022 | 16.69% |
| Sep 30, 2022 | 46.29% |
| Jun 30, 2022 | 35.87% |
| Mar 31, 2022 | 45.84% |
| Dec 31, 2021 | 34.78% |
| Sep 30, 2021 | 40.56% |
API Access
Independent Bank EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();