Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026)
Independent Bank's (IBCP) quarterly Asset Utilization Ratio came in at 0.04 in Q2 2026, up 1.93% year-over-year from 0.04 in Q2 2025, and up 1.71% quarter-over-quarter from 0.04 in Q1 2026.
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Analysis
Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Independent Bank has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.04 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio rose 1.93% year-over-year to 0.04; the TTM figure through Jun 2026 stood at 0.04 (up 1.93% YoY), while the FY2025 annual figure was 0.04, down 0.89% from the prior year.
- Asset Utilization Ratio came in at 0.04 for Q2 2026 at Independent Bank, up from 0.04 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.05 in Q4 2022 to a low of 0.04 in Q4 2023.
- Average Asset Utilization Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2025.
- Year-over-year, Asset Utilization Ratio dropped 16.37% in 2022 and gained 6.18% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.05 in 2022, then declined by 14.15% to 0.04 in 2023, then increased by 6.18% to 0.04 in 2024, then retreated by 2.33% to 0.04 in 2025, then climbed by 3.27% to 0.04 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.04 in Q2 2026, 0.04 in Q1 2026, and 0.04 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.04 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.03 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.04 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.05 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.00 |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.05 |
API Access
Independent Bank Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();