Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026)

Independent Bank's Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.04 for Q1 2026.

• In Q1 2026, Asset Utilization Ratio fell 0.79% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (down 0.79% YoY), while the FY2025 annual figure was 0.04, down 0.89% from the prior year.
• Asset Utilization Ratio came in at 0.04 for Q1 2026 at Independent Bank, up from 0.04 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.04 in Q2 2022 to a low of 0.04 in Q4 2023.
• A 5-year average of 0.04 and a median of 0.04 in 2025 frame the typical range for Asset Utilization Ratio.
• Across the five-year window, Asset Utilization Ratio dropped 16.37% in 2022 and gained 6.18% in 2024, its largest moves.
• Independent Bank's Asset Utilization Ratio stood at 0.04 in 2022, then declined by 7.09% to 0.04 in 2023, then rose by 6.18% to 0.04 in 2024, then decreased by 2.33% to 0.04 in 2025, then rose by 1.53% to 0.04 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.04, 0.04, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.

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