Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026)
Independent Bank (IBCP) reported Asset Utilization Ratio of 0.03 for Q1 2026, down 30.56% on a YoY basis from 0.04 in Q1 2025, and up 1.33% sequentially from 0.03 in Q4 2025.
Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Independent Bank (IBCP) has 16 years of Asset Utilization Ratio data on file, last reported at 0.03 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio fell 30.56% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 30.56% YoY), and the FY2025 full-year result was 0.03, down 16.52% from the prior year.
- Asset Utilization Ratio advanced to 0.03 in Q1 2026, from 0.03 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.04 in Q4 2024 to a low of 0.04 in Q1 2023.
- A 5-year average of 0.0 and a median of 0.01 in 2024 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio tumbled 1954.79% in 2023 and surged 268.24% in 2024, its largest moves.
- Tracing IBCP's Asset Utilization Ratio over 5 years: stood at 0.02 in 2022, then slipped by 13.72% to 0.03 in 2023, then jumped by 268.24% to 0.04 in 2024, then slumped by 33.9% to 0.03 in 2025, then advanced by 1.33% to 0.03 in 2026.
- Business Quant data shows IBCP's Asset Utilization Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.03 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 2.04 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 0.03 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 19,746.35 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 0.02 |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.91 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 0.05 |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.01 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.04 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.04 |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | -0.03 |
| Sep 30, 2023 | -0.04 |
| Jun 30, 2023 | -0.04 |
| Mar 31, 2023 | -0.04 |
| Dec 31, 2022 | -0.02 |
| Sep 30, 2022 | -0.03 |
| Jun 30, 2022 | -0.01 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.02 |