Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026)
Independent Bank (IBCP) posted Asset Utilization Ratio of 0.03 for Q1 2026, up 1.32% sequentially from 0.03 in Q4 2025, and down 29.76% YoY from 0.04 in Q1 2025.
Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Independent Bank has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.03 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 29.76% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 29.76% YoY) and the FY2025 annual result came in at 0.03, down 16.52% from the prior year.
- Asset Utilization Ratio rose to 0.03 in Q1 2026 per IBCP's latest filing, from 0.03 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.04 in Q4 2024 and troughed at 0.04 in Q1 2023.
- A 5-year average of 0.0 and a median of 0.01 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio slumped 1884.1% in 2023, then jumped 261.32% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.02 in 2022, then dropped by 18.27% to 0.03 in 2023, then surged by 261.32% to 0.04 in 2024, then slumped by 33.15% to 0.03 in 2025, then climbed by 1.32% to 0.03 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.03, 0.03, and 0.03 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | Independent Bank | 767.09 Mn | 601.64 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | -0.03 |
| Sep 30, 2023 | -0.04 |
| Jun 30, 2023 | -0.04 |
| Mar 31, 2023 | -0.04 |
| Dec 31, 2022 | -0.02 |
| Sep 30, 2022 | -0.03 |
| Jun 30, 2022 | -0.01 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |