Independent Bank (IBCP) Asset Utilization Ratio (2011 - 2026)

Independent Bank has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.04 for Q1 2026.

• Asset Utilization Ratio for Q1 2026 came in at 0.04, down 0.79% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.04 (down 0.79% YoY), and the FY2025 annual result was 0.04, down 0.89% from the prior year.
• Asset Utilization Ratio came in at 0.04 for Q1 2026 at Independent Bank, up from 0.04 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.04 in Q2 2022 to a low of 0.04 in Q4 2023.
• The 5-year median for Asset Utilization Ratio is 0.04 (2025), against an average of 0.04.
• Across the five-year window, Asset Utilization Ratio slipped 16.37% in 2022 and rose 6.18% in 2024, its largest moves.
• Independent Bank's Asset Utilization Ratio stood at 0.04 in 2022, then dropped by 7.09% to 0.04 in 2023, then increased by 6.18% to 0.04 in 2024, then retreated by 2.33% to 0.04 in 2025, then increased by 1.53% to 0.04 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.04 (Q1 2026), 0.04 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.