HomeTrust Bancshares (HTB) Net Margin (2011 - 2026)
HomeTrust Bancshares (HTB) posted Net Margin of 31.56% for Q1 2026, down 33.32% on a QoQ basis from 47.33% in Q4 2025, and down 123.0% year-over-year from 137.22% in Q1 2025.
HomeTrust Bancshares (HTB) Net Margin (2011 - 2026) Analysis & Trends
HomeTrust Bancshares' Net Margin history runs 16 years deep, the most recent figure standing at 31.56% for Q1 2026.
- Quarterly Net Margin fell 123.0% year-over-year to 31.56% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 35.04% (up 1224.0% YoY) and the FY2025 annual result came in at 33.96%, up 695.0% from the prior year.
- Net Margin was 31.56% for Q1 2026 at HomeTrust Bancshares, down from 47.33% in the prior quarter.
- Across five years, Net Margin topped out at 47.33% in Q4 2025 and bottomed at 14.73% in Q1 2023.
- A 5-year average of 29.27% and a median of 30.54% in 2022 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin sank 1092 bps — and 2024, when it surged 1920 bps.
- HomeTrust Bancshares' Net Margin stood at 30.63% in 2022, then fell by 16 bps to 25.76% in 2023, then climbed by 25 bps to 32.12% in 2024, then surged by 47 bps to 47.33% in 2025, then plunged by 33 bps to 31.56% in 2026.
- Business Quant data shows HTB's Net Margin at 31.56% in Q1 2026, 47.33% in Q4 2025, and 30.46% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | HomeTrust Bancshares | 807.89 Mn | 493.58 Mn | - | 31.56% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.56% |
| Dec 31, 2025 | 47.33% |
| Sep 30, 2025 | 30.46% |
| Jun 30, 2025 | 35.31% |
| Mar 31, 2025 | 32.79% |
| Dec 31, 2024 | 32.12% |
| Sep 30, 2024 | 25.89% |
| Mar 31, 2024 | 33.93% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 21.63% |
| Mar 31, 2023 | 14.73% |
| Dec 31, 2022 | 30.63% |
| Sep 30, 2022 | 21.95% |
| Mar 31, 2022 | 25.65% |
| Dec 31, 2021 | 29.73% |
| Sep 30, 2021 | 27.66% |
| Jun 30, 2021 | -20.12% |
| Mar 31, 2021 | 21.64% |
| Dec 31, 2020 | 26.68% |
| Sep 30, 2020 | 17.03% |