HomeTrust Bancshares (HTB) Net Margin (2011 - 2026)
HomeTrust Bancshares' (HTB) quarterly Net Margin came in at 28.66% in Q2 2026, down 299.0% on a YoY basis from 14.4% in Q2 2025, and down 7.16% quarter-over-quarter from 30.87% in Q1 2026.
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HomeTrust Bancshares (HTB) Net Margin (2011 - 2026) Analysis & Trends
HomeTrust Bancshares (HTB) has reported Net Margin for 16 consecutive years, with 28.66% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin fell 299.0% year-over-year to 28.66%; the trailing twelve-month figure through Jun 2026 stood at 30.01% (up 164.0% YoY), and the FY2025 full-year result was 30.21%, up 320.0% from the prior year.
- Net Margin slipped to 28.66% in Q2 2026 per HTB's latest filing, from 30.87% in the prior quarter.
- Across five years, Net Margin topped out at 31.64% in Q2 2025 and bottomed at 13.53% in Q1 2023.
- Historically, Net Margin has averaged 25.77% across 5 years, with a median of 27.88% in 2024.
- The sharpest annual moves came in 2022 and 2023: Net Margin soared 3556 bps in 2022, then sank 876 bps in 2023.
- Over 5 years, Net Margin stood at 29.69% in 2022, then retreated by 19 bps to 24.17% in 2023, then advanced by 13 bps to 27.21% in 2024, then advanced by 11 bps to 30.08% in 2025, then slipped by 5 bps to 28.66% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 28.66%, 30.87%, and 30.08% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.15 Bn | 948.15 Bn | - | - |
| 2 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 23.30% |
| 4 | M&T Bank | 34.82 Bn | 34.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.71 Bn | 29.18 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.40 Bn | 29.40 Bn | - | 24.27% |
| 7 | Regions Financial | 25.50 Bn | 25.50 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.80 Bn | 24.28 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.24 Bn | -24.45 Bn | - | 24.18% |
| 10 | HomeTrust Bancshares | 791.04 Mn | 506.87 Mn | - | 28.66% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.66% |
| Mar 31, 2026 | 30.87% |
| Dec 31, 2025 | 30.08% |
| Sep 30, 2025 | 30.46% |
| Jun 30, 2025 | 31.64% |
| Mar 31, 2025 | 28.54% |
| Dec 31, 2024 | 27.21% |
| Sep 30, 2024 | 25.89% |
| Mar 31, 2024 | 30.11% |
| Sep 30, 2023 | 24.17% |
| Jun 30, 2023 | 21.63% |
| Mar 31, 2023 | 13.53% |
| Dec 31, 2022 | 29.69% |
| Sep 30, 2022 | 21.95% |
| Jun 30, 2022 | 15.62% |
| Mar 31, 2022 | 22.29% |
| Dec 31, 2021 | 29.73% |
| Sep 30, 2021 | 27.66% |
| Jun 30, 2021 | -19.94% |
| Mar 31, 2021 | 21.64% |