HomeTrust Bancshares (HTB) Net Margin (2011 - 2026)
HomeTrust Bancshares' (HTB) quarterly Net Margin came in at 31.56% in Q1 2026, down 123.0% YoY from 137.22% in Q1 2025, and down 41.1% on a QoQ basis from 53.58% in Q4 2025.
HomeTrust Bancshares (HTB) Net Margin (2011 - 2026) Analysis & Trends
HomeTrust Bancshares (HTB) has 16 years of Net Margin data on file, last reported at 31.56% in Q1 2026.
- Quarterly Net Margin fell 123.0% year-over-year to 31.56% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 35.78% (up 570.0% YoY) and the FY2025 annual result came in at 33.96%, up 695.0% from the prior year.
- Net Margin eased to 31.56% in Q1 2026, from 53.58% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 53.58% in Q4 2025 to a low of 5799.18% in Q4 2024.
- A 5-year average of 386.87% and a median of 27.79% in 2022 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin slumped 1092 bps — and 2025, when it jumped 585276 bps.
- Tracing HTB's Net Margin over 5 years: stood at 29.69% in 2022, then declined by 13 bps to 25.76% in 2023, then plunged by 22612 bps to 5799.18% in 2024, then soared by 101 bps to 53.58% in 2025, then tumbled by 41 bps to 31.56% in 2026.
- The last three Net Margin figures came in at 31.56% (Q1 2026), 53.58% (Q4 2025), and 30.46% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.46 Bn | 97.46 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.56 Bn | 95.56 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.81 Bn | -81.51 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.34 Bn | 25.62 Bn | - | 23.30% |
| 10 | HomeTrust Bancshares | 760.13 Mn | 475.96 Mn | - | 28.66% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 28.66% |
| Mar 31, 2026 | 31.56% |
| Dec 31, 2025 | 53.58% |
| Sep 30, 2025 | 30.46% |
| Jun 30, 2025 | 35.31% |
| Mar 31, 2025 | 32.79% |
| Dec 31, 2024 | -5,799.18% |
| Sep 30, 2024 | 25.89% |
| Mar 31, 2024 | 33.93% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 21.63% |
| Mar 31, 2023 | 14.73% |
| Dec 31, 2022 | 29.69% |
| Sep 30, 2022 | 21.95% |
| Mar 31, 2022 | 25.65% |
| Dec 31, 2021 | 29.73% |
| Sep 30, 2021 | 27.66% |
| Jun 30, 2021 | -19.94% |
| Mar 31, 2021 | 21.64% |
| Dec 31, 2020 | 26.68% |