Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2013 - 2026)
Heritage Insurance Holdings' Interest Coverage Ratio came in at 49.62 for the quarter ended Jun 30, 2026, up 43.8% from 34.51 a year earlier and up 73.7% from the prior quarter.
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Analysis
Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Heritage Insurance Holdings reported Interest Coverage Ratio of 41.78, up 167.2% year-over-year; for the year ended Dec 31, 2025, it came in at 33.87, up 295.6% from the prior year.
- Going back by year, Interest Coverage Ratio was 8.56 in the year ended Dec 31, 2024 (+51.8%), 5.64 in the year ended Dec 31, 2023, -17.86 in the year ended Dec 31, 2022 and -8.54 in the year ended Dec 31, 2021.
- The five-year range for quarterly Interest Coverage Ratio is -48.86 (the quarter ended Jun 30, 2022) to 51.84 (the quarter ended Dec 31, 2025).
- Year-over-year, Interest Coverage Ratio has increased for seven consecutive quarters, with growth averaging 226.5% over the last seven quarters.
- Across the past five years, year-over-year growth in Interest Coverage Ratio ran from 1.7% in the quarter ended Dec 31, 2024 to 789.4% in the quarter ended Sep 30, 2025.
- Business Quant data shows HRTG's Interest Coverage Ratio at 28.57 (quarter ended Mar 31, 2026), 51.84 (quarter ended Dec 31, 2025) and 37.93 (quarter ended Sep 30, 2025) in the three quarters before the quarter ended Jun 30, 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | -22.63 |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | -15.34 |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | -117.76 |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 7.60 |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | -27.92 |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 6.14 |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | -3.36 |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 5.11 |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 3.46 |
| 10 | Heritage Insurance Holdings | 995.74 Mn | -1.23 Bn | 153.14 Mn | 49.62 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.62 |
| Mar 31, 2026 | 28.57 |
| Dec 31, 2025 | 51.84 |
| Sep 30, 2025 | 37.93 |
| Jun 30, 2025 | 34.51 |
| Mar 31, 2025 | 17.49 |
| Dec 31, 2024 | 12.27 |
| Sep 30, 2024 | 4.26 |
| Jun 30, 2024 | 9.94 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 12.06 |
| Sep 30, 2023 | -3.64 |
| Jun 30, 2023 | 5.98 |
| Mar 31, 2023 | 6.97 |
| Dec 31, 2022 | 4.87 |
| Sep 30, 2022 | -23.34 |
| Jun 30, 2022 | -48.86 |
| Mar 31, 2022 | -19.99 |
| Dec 31, 2021 | -21.25 |
| Sep 30, 2021 | -7.15 |
API Access
Heritage Insurance Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();