Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2012 - 2026)

Heritage Insurance Holdings (HRTG) reported Interest Coverage Ratio of 5.55 for Q1 2026, up 56.92% on a YoY basis from 3.53 in Q1 2025, and down 89.3% quarter-over-quarter from 51.84 in Q4 2025.

Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings has reported Interest Coverage Ratio for 12 years, with the latest figure at 5.55 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 56.92% year-over-year to 5.55; the trailing twelve-month figure through Mar 2026 stood at 32.41 (up 329.32% YoY), and the FY2025 full-year result was 4.71, up 196.69% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 5.55, down from 51.84 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 51.84 in Q4 2025, with the low at 48.86 in Q2 2022.
  • Historically, Interest Coverage Ratio has averaged 5.99 across 5 years, with a median of 5.98 in 2023.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 2257.23% — and 2025, when it surged 789.36%.
  • Heritage Insurance Holdings' Interest Coverage Ratio stood at 4.87 in 2022, then surged by 147.46% to 12.06 in 2023, then increased by 1.73% to 12.27 in 2024, then soared by 322.52% to 51.84 in 2025, then sank by 89.3% to 5.55 in 2026.
  • The last three Interest Coverage Ratio figures came in at 5.55 (Q1 2026), 51.84 (Q4 2025), and 37.93 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 8.63
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -146.59
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.69
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 9.57
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 12.75
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 24.46
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.37
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 5.42
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.64
10 Heritage Insurance Holdings 679.89 Mn 161.75 Mn 121.06 Mn 5.55

Historic Data

Download Data
DateValue
Mar 31, 2026 5.55
Dec 31, 2025 51.84
Sep 30, 2025 37.93
Jun 30, 2025 34.51
Mar 31, 2025 3.53
Dec 31, 2024 12.27
Sep 30, 2024 4.26
Jun 30, 2024 9.94
Mar 31, 2024 8.02
Dec 31, 2023 12.06
Sep 30, 2023 -3.64
Jun 30, 2023 5.98
Mar 31, 2023 6.97
Dec 31, 2022 4.87
Sep 30, 2022 -23.34
Jun 30, 2022 -48.86
Mar 31, 2022 -19.99
Dec 31, 2021 -21.25
Sep 30, 2021 -7.15
Jun 30, 2021 -2.07