Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2012 - 2026)

Heritage Insurance Holdings (HRTG) posted Interest Coverage Ratio of 5.55 for Q1 2026, down 89.3% quarter-over-quarter from 51.84 in Q4 2025, and up 56.92% year-on-year from 3.53 in Q1 2025.

Heritage Insurance Holdings (HRTG) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has reported Interest Coverage Ratio for 12 consecutive years, with 5.55 the latest figure, recorded in Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 5.55, up 56.92% year-over-year; the trailing twelve-month figure through Mar 2026 was 32.41 (up 329.32% YoY), and the FY2025 annual result was 4.71, up 196.69% from the prior year.
  • Interest Coverage Ratio was 5.55 for Q1 2026 at Heritage Insurance Holdings, down from 51.84 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 51.84 in Q4 2025 and troughed at 48.86 in Q2 2022.
  • Average Interest Coverage Ratio over 5 years is 5.99, with a median of 5.98 recorded in 2023.
  • Year-over-year, Interest Coverage Ratio plunged 2257.23% in 2022 and jumped 789.36% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 4.87 in 2022, then surged by 147.46% to 12.06 in 2023, then advanced by 1.73% to 12.27 in 2024, then soared by 322.52% to 51.84 in 2025, then plunged by 89.3% to 5.55 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 5.55 in Q1 2026, 51.84 in Q4 2025, and 37.93 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -5.37
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -146.59
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 8.63
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 24.46
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.69
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 9.57
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -3.92
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 5.42
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.77
10 Heritage Insurance Holdings 80,340.00 -518.06 Mn 121.06 Mn 5.55

Historic Data

Download Data
DateValue
Mar 31, 2026 5.55
Dec 31, 2025 51.84
Sep 30, 2025 37.93
Jun 30, 2025 34.51
Mar 31, 2025 3.53
Dec 31, 2024 12.27
Sep 30, 2024 4.26
Jun 30, 2024 9.94
Mar 31, 2024 8.02
Dec 31, 2023 12.06
Sep 30, 2023 -3.64
Jun 30, 2023 5.98
Mar 31, 2023 6.97
Dec 31, 2022 4.87
Sep 30, 2022 -23.34
Jun 30, 2022 -48.86
Mar 31, 2022 -19.99
Dec 31, 2021 -21.25
Sep 30, 2021 -7.15
Jun 30, 2021 -2.07