Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) posted Gross Margin of 56.93% for Q1 2026, down 17.13% quarter-over-quarter from 68.69% in Q4 2025, and up 392.0% year-on-year from 11.57% in Q1 2025.
Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has reported Gross Margin for 15 consecutive years, with 56.93% the latest figure, recorded in Q1 2026.
- Gross Margin for Q1 2026 came in at 56.93%, up 392.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 62.68% (up 1733.0% YoY), and the FY2025 annual result was 60.56%, up 1878.0% from the prior year.
- Gross Margin was 56.93% for Q1 2026 at Heritage Insurance Holdings, down from 68.69% in the prior quarter.
- Over five years, Gross Margin peaked at 68.69% in Q4 2025 and troughed at 5.83% in Q3 2022.
- Average Gross Margin over 5 years is 43.06%, with a median of 44.92% recorded in 2023.
- Year-over-year, Gross Margin tumbled 1944 bps in 2022 and surged 3321 bps in 2023.
- Over 5 years, Gross Margin stood at 40.57% in 2022, then rose by 21 bps to 49.0% in 2023, then slipped by 8 bps to 45.27% in 2024, then soared by 52 bps to 68.69% in 2025, then retreated by 17 bps to 56.93% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 56.93% in Q1 2026, 68.69% in Q4 2025, and 61.68% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | Heritage Insurance Holdings | 80,340.00 | -518.06 Mn | 121.06 Mn | 56.93% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 56.93% |
| Dec 31, 2025 | 68.69% |
| Sep 30, 2025 | 61.68% |
| Jun 30, 2025 | 63.65% |
| Mar 31, 2025 | 53.00% |
| Dec 31, 2024 | 45.27% |
| Sep 30, 2024 | 34.61% |
| Jun 30, 2024 | 47.97% |
| Mar 31, 2024 | 43.13% |
| Dec 31, 2023 | 49.00% |
| Sep 30, 2023 | 29.47% |
| Jun 30, 2023 | 39.68% |
| Mar 31, 2023 | 44.92% |
| Dec 31, 2022 | 40.57% |
| Sep 30, 2022 | 5.83% |
| Jun 30, 2022 | 35.86% |
| Mar 31, 2022 | 11.71% |
| Dec 31, 2021 | 38.10% |
| Sep 30, 2021 | 20.20% |
| Jun 30, 2021 | 31.17% |