Growth Metrics

Heritage Insurance Holdings (HRTG) Gross Margin (2016 - 2025)

Heritage Insurance Holdings' Gross Margin history spans 14 years, with the latest figure at 68.69% for Q4 2025.

  • For Q4 2025, Gross Margin rose 2342.0% year-over-year to 68.69%; the TTM value through Dec 2025 reached 61.95%, up 1832.0%, while the annual FY2025 figure was 60.56%, 1528.0% up from the prior year.
  • Gross Margin reached 68.69% in Q4 2025 per HRTG's latest filing, up from 64.81% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 68.69% in Q4 2025 to a low of 5.83% in Q3 2022.
  • Average Gross Margin over 5 years is 40.02%, with a median of 40.94% recorded in 2023.
  • Peak YoY movement for Gross Margin: crashed -2272bps in 2022, then surged 3287bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 38.1% in 2021, then grew by 6bps to 40.57% in 2022, then rose by 27bps to 51.52% in 2023, then decreased by -12bps to 45.27% in 2024, then surged by 52bps to 68.69% in 2025.
  • Per Business Quant, the three most recent readings for HRTG's Gross Margin are 68.69% (Q4 2025), 64.81% (Q3 2025), and 63.65% (Q2 2025).