Heritage Insurance Holdings HRTG
NYSE HRTG
$34.35 +0.63 (+1.87%)
At close: Sep 2, 2026 · 4:00 PM EDT

Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026)

Heritage Insurance Holdings' (HRTG) quarterly Gross Margin came in at 54.13% in Q1 2026, up 113.0% YoY from 25.41% in Q1 2025, and down 23.25% on a QoQ basis from 70.53% in Q4 2025.

Analysis

Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has 15 years of Gross Margin data on file, last reported at 54.13% in Q1 2026.

  • Quarterly Gross Margin rose 113.0% year-over-year to 54.13% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 62.13% (up 1521.0% YoY) and the FY2025 annual result came in at 60.56%, up 1878.0% from the prior year.
  • Gross Margin declined to 54.13% in Q1 2026, from 70.53% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 70.53% in Q4 2025 to a low of 5.83% in Q3 2022.
  • A 5-year average of 43.38% and a median of 46.66% in 2024 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2022 — Gross Margin sank 2272 bps — and 2023, when it surged 3649 bps.
  • Tracing HRTG's Gross Margin over 5 years: stood at 40.57% in 2022, then gained by 27 bps to 51.52% in 2023, then dropped by 7 bps to 48.13% in 2024, then surged by 47 bps to 70.53% in 2025, then fell by 23 bps to 54.13% in 2026.
  • The last three Gross Margin figures came in at 54.13% (Q1 2026), 70.53% (Q4 2025), and 61.68% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 57.69%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn 38.28%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 51.27%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 87.55%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 55.85%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 70.46%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 54.18%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 78.34%
10 Heritage Insurance Holdings 1.03 Bn 315.59 Mn 153.14 Mn 71.49%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 71.49%
Mar 31, 2026 56.93%
Dec 31, 2025 70.53%
Sep 30, 2025 64.81%
Jun 30, 2025 63.65%
Mar 31, 2025 53.00%
Dec 31, 2024 48.13%
Sep 30, 2024 38.63%
Jun 30, 2024 47.97%
Mar 31, 2024 46.66%
Dec 31, 2023 51.52%
Sep 30, 2023 29.47%
Jun 30, 2023 42.45%
Mar 31, 2023 44.92%
Dec 31, 2022 40.57%
Sep 30, 2022 5.83%
Jun 30, 2022 38.01%
Mar 31, 2022 11.71%
Dec 31, 2021 40.62%
Sep 30, 2021 22.57%