Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026)

Heritage Insurance Holdings (HRTG) posted Gross Margin of 56.93% for Q1 2026, down 17.13% quarter-over-quarter from 68.69% in Q4 2025, and up 392.0% year-on-year from 11.57% in Q1 2025.

Heritage Insurance Holdings (HRTG) Gross Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has reported Gross Margin for 15 consecutive years, with 56.93% the latest figure, recorded in Q1 2026.

  • Gross Margin for Q1 2026 came in at 56.93%, up 392.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 62.68% (up 1733.0% YoY), and the FY2025 annual result was 60.56%, up 1878.0% from the prior year.
  • Gross Margin was 56.93% for Q1 2026 at Heritage Insurance Holdings, down from 68.69% in the prior quarter.
  • Over five years, Gross Margin peaked at 68.69% in Q4 2025 and troughed at 5.83% in Q3 2022.
  • Average Gross Margin over 5 years is 43.06%, with a median of 44.92% recorded in 2023.
  • Year-over-year, Gross Margin tumbled 1944 bps in 2022 and surged 3321 bps in 2023.
  • Over 5 years, Gross Margin stood at 40.57% in 2022, then rose by 21 bps to 49.0% in 2023, then slipped by 8 bps to 45.27% in 2024, then soared by 52 bps to 68.69% in 2025, then retreated by 17 bps to 56.93% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 56.93% in Q1 2026, 68.69% in Q4 2025, and 61.68% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 67.14%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 37.68%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 58.50%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 99.65%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 46.48%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 86.87%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -153.50%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 39.99%
10 Heritage Insurance Holdings 80,340.00 -518.06 Mn 121.06 Mn 56.93%

Historic Data

Download Data
DateValue
Mar 31, 2026 56.93%
Dec 31, 2025 68.69%
Sep 30, 2025 61.68%
Jun 30, 2025 63.65%
Mar 31, 2025 53.00%
Dec 31, 2024 45.27%
Sep 30, 2024 34.61%
Jun 30, 2024 47.97%
Mar 31, 2024 43.13%
Dec 31, 2023 49.00%
Sep 30, 2023 29.47%
Jun 30, 2023 39.68%
Mar 31, 2023 44.92%
Dec 31, 2022 40.57%
Sep 30, 2022 5.83%
Jun 30, 2022 35.86%
Mar 31, 2022 11.71%
Dec 31, 2021 38.10%
Sep 30, 2021 20.20%
Jun 30, 2021 31.17%